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Basic Mortgage
Mortgage Calculator
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Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
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sim World Mastercard®️
$150000

    Gift Options

    HK$300 Apple Store Gift Card + HK$50 cash rebate*; or
    HK$300 Wellcome Shopping Voucher + HK$50 cash rebate*


    Terms & Conditions
    MoneyHero Time-limited Exclusive Offer

    From 2 September 2024 6 p.m. till 30 September 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher without any transaction requirement.
    *Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
    Successfully complete the reward form within 7 days after applying
    By 31 October 2024: Application successfully approved
    MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
     

    How to redeem MoneyHero exclusive offer?
    Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
    Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
    MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
     

    Terms and Conditions apply
    The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

    Hang Seng Travel+ Visa Signature Card
    • [Valid until 15 October 2024, 6pm] HK$200 Wellcome Shopping Voucher
    $150000
    Min. Annual Income
    7%
    Cashback Overseas
    5%
    Cashback Dining

      MoneyHero Exclusive Offer
      Gift Options

      HK$200 Wellcome Shopping Voucher
      Terms & Conditions
      From 30 September 2024, 6 p.m. to 15 October 2024, 6 p.m.

      • New or Existing Hang Seng Bank Credit Card cardholders who successfully apply for participating credit cards via MoneyHero are entitled to HK$200 Wellcome Shopping Voucher

      Important dates :

      • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • How to redeem MoneyHero exclusive offer?
        • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
        • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
        • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
      • Tips:
        • Please turn off AdBlocker and private mode before application
        • Terms and Conditions apply
        • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
      sim Credit Card
      • HK$400 Apple Store Gift Card + HK$50 Cash Rebate
      N/A
      Min. Annual Income
      3%
      Cashback Local
      8%
      Cashback Local Online Shopping

        Gift Options

        HK$300 Apple Store Gift Card + HK$50 cash rebate*; or
        HK$300 Wellcome Shopping Voucher + HK$50 cash rebate*


        Terms & Conditions
        MoneyHero Time-limited Exclusive Offer

        From 2 September 2024 6 p.m. till 30 September 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher without any transaction requirement.
        *Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
        Successfully complete the reward form within 7 days after applying
        By 31 October 2024: Application successfully approved
        MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
         

        How to redeem MoneyHero exclusive offer?
        Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
        Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
        Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
        MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
         

        Terms and Conditions apply
        The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

        Mox Credit
        N/A
        No Requirement
        2%
        Overseas Spending - Cashback Rate
        3%
        Local Spending - Cashback Rate

          MoneyHero Limited-Time Exclusive Offer (with the invitation code
          Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days

          Gift Options

          Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour); or
          Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
          Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour); or
          Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color); or
          HK$1,300 Apple Store Gift Card; or
          HK$1,300 HKTVmall e-Gift Voucher; or
          HK$1,300 Trip.com e-Voucher
          Terms & Conditions
          Open a Mox Account successfully with the invitation code "MOXMHEASY", successfully apply for Mox Credit via MoneyHero and spend HK$3,500 within 30 calendar days after approval to enjoy: Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase (valued at HK$4,280; random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) / Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) / HK$1,300 Apple Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card

          From 15 August 2024 12 noon to 14 September 2024 11:59 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
          Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
          The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
          Tips:
          Successfully open the Mox account as well as Mox Credit and accumulate spending of HK$3,500 within 30 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
          Please turn off AdBlocker and private mode before application
          Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
          MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
          Terms and Conditions and MOXMHEASY Invitation Code Promotion Terms and Conditions apply.
          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

          Gift Options

          3-month 0% Split Purchase anywhere
          Terms & Conditions
          From now until 10 September 2024, when you make a single eligible Mox Credit transaction of HKD20,000 or above and apply for a Split Purchase with a 3-month repayment period, you can enjoy 0% interest on your Split Purchase!

          Mox Bank X Trip.com Promotion
          Gift Options

          Up to 9% Hotel Discount + Up to HK$100 Flight Discount
          Terms & Conditions
          Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com

          Promotion Period: From now until 31 December 2024

          Valid for hotel stays and flight departures: From now until 15 January 2025

          During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
          Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
          Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
          Details HERE

          PrimeCredit WeWa UnionPay Card for University Student
          N/A
          Min. Annual Income
          Not Available
          Local Spending - Air Miles Conversion
          Local Spending - Cashback Rate
          On designated merchant categories

            MonyHero Exclusive Offer (Existing Customer)
            Gift Options

            Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
            Existing Customer: HK$400 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
            Terms & Conditions
            MoneyHero Exclusive Offer: HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

            From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Apple Gift Card / Wellcome Shopping Voucher.
            How to redeem MoneyHero exclusive offer?
            Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
            Tips:
            Please turn off AdBlocker and private mode before application
            The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
            If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

            MonyHero Exclusive Offer (New Customer)
            Gift Options

            New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
            New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
            Terms & Conditions
            MoneyHero Exclusive Offer: HK$100 cash rebate + HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

            From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
            How to redeem MoneyHero exclusive offer?
            Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
            Tips:
            Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
            The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
            If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

             

            Welcome Offer
            Gift Options

            Round-trip air ticket to Osaka; or
            SONY WH-1000XM4 Wireless Noise Cancelling Headphones; or
            HK$500 Cash Reward; or
            HK$400 Klook e-Gift Card (only for University / Tertiary students); or
            Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
            Terms & Conditions
            Welcome Offer

            From now till 31 March 2025, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

            Eligible Retail Purchase Transactions Requirement Welcome Offers options
            Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date A set of standard class round-trip air ticket between Hong Kong and Osaka and HK$100 hotel voucher for a single person
            SONY WH-1000XM4 Wireless Noise Cancelling Headphones
            Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date HK$500 Cash Rebate
            No Spending Requirement Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
            University / tertiary students Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from card issuance HK$400 Klook e-Gift Card
            (Only for University / tertiary students)

            PrimeCredit EarnMORE UnionPay Card for University Student
            N/A

              MonyHero Exclusive Offer (Existing Customer)
              Gift Options

              Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
              Existing Customer: HK$400 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
              Terms & Conditions
              MoneyHero Exclusive Offer: HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

              From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Apple Gift Card / Wellcome Shopping Voucher.
              How to redeem MoneyHero exclusive offer?
              Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
              Tips:
              Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
              The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
              If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

              MonyHero Exclusive Offer (New Customer)
              Gift Options

              New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
              New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
              Terms & Conditions
              MoneyHero Exclusive Offer: HK$100 cash rebate + HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

              From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
              How to redeem MoneyHero exclusive offer?
              Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
              Tips:
              Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
              The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
              If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

              Welcome Offer
              Gift Options

              OTO Vanda 2.0 (VN-05); or
              German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC); or
              HK$500 Cash Rebate; or
              HK$400 Klook e-Gift Card (only for University / Tertiary students); or
              Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
              Terms & Conditions
              Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
              Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
              Only applicable to Full-time University / Tertiary Student : HK$400 Klook Gift Card; or

              Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)

              AEON CARD WAKUWAKU
              • HK$200 Wellcome Shopping Voucher
              N/A
              Min. Annual Income
              1%
              Cashback Dining
              6%
              Online Spending

                Gift Options

                HK$200 Wellcome Shopping Voucher
                Terms & Conditions
                MoneyHero Exclusive Offer - HK$200 Wellcome Shopping Voucher + HK$200 cash rebate
                New Customers of AEON Card, using the exclusive MoneyHero promo code "MHWAKU" to apply AEON CARD WAKUWAKU via the "AEON HK" Mobile App, can get the MoneyHero exclusive offer of HK$200 Wellcome Shopping Voucher. Upon successful application and credit card approval, you can enjoy HK$200 cash rebate (offered by AEON) upon completion of eligible transactions (based on a single transaction) with your credit card within the billing period.
                How to redeem MoneyHero exclusive offer?
                Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with AEON.
                It may take 16-21 weeks from applications to redemption yet the actual time may vary due to the situation. Please refer to How to redeem exclusive rewards from MoneyHero
                Please refer to terms and conditions for details
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

                Hang Seng MMPOWER World Mastercard®
                $150000

                  MoneyHero Exclusive Welcome Gift (New to Bank Customer)
                  Gift Options

                  New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
                  New Credit Card Customer:Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) ; or
                  New Credit Card Customer : Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color); or
                  New Credit Card Customer : Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
                  Terms & Conditions
                  From now till 16 September 2024 12 noon

                  New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Marshall Minor III Headphone (valued at HK$1,159)
                  Important dates :

                  On or before 16 October 2024: The card must be approved by Hang Seng.
                  New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
                  How to redeem Moneyhero Exclusive Offer?
                  Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                  Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                  Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                  Tips:
                  Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                  If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                  Hang Seng MMPOWERWorldMastercard®
                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                  *“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

                  MoneyHero Exclusive Welcome Voucher (New to Bank Customer)ive Offer
                  Gift Options

                  New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
                  New Credit Card Customer : HK$1,000 Wellcome Shopping Voucher; or
                  New Credit Card Customer : HK$1,000 Trip.com e-Voucher
                  Terms & Conditions
                  From now till 16 September 2024 12 noon

                  New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
                  Important dates :

                  On or before 16 October 2024: The card must be approved by Hang Seng.
                  New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
                  How to redeem Moneyhero Exclusive Offer?
                  Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                  Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                  Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                  Tips:
                  Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                  If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                  Hang Seng MMPOWERWorldMastercard®
                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                  *“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

                  MoneyHero Exclusive Gift (Existing Customer)
                  Gift Options

                  Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999) ; or
                  Existing Credit Card customer : SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour)
                  Terms & Conditions
                  From now till 16 September 2024 12 noon

                  Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to POLAROID Go Instant Camera (valued at HK$999) OR SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour)
                  Important dates :

                  On or before 16 October 2024: The card must be approved by Hang Seng.
                  Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
                  How to redeem Moneyhero Exclusive Offer?
                  Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                  Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                  Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                  Tips:
                  Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                  If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                  Hang Seng MMPOWERWorldMastercard®
                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                  ^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

                  MoneyHero Exclusive Voucher (Existing Customer)
                  Gift Options

                  Existing Credit Card customer : HK$700 Apple Store Gift Card ; or
                  Existing Credit Card customer : HK$700 Wellcome Shopping Voucher; or
                  Existing Credit Card customer:HK$700 Trip.com e-Voucher
                  Terms & Conditions
                  From now till 16 September 2024 12 noon

                  Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
                  Important dates :

                  On or before 16 October 2024: The card must be approved by Hang Seng.
                  Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
                  How to redeem Moneyhero Exclusive Offer?
                  Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                  Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                  Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                  Tips:
                  Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                  If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                  Hang Seng MMPOWERWorldMastercard®
                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                  ^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

                   

                  American Express® Gold Business Card
                  $200000
                  Min. Annual Income
                  0.83%
                  Local Spending - Cashback Rate
                  1%
                  Overseas Spending - Cashback Rate on foreign currency spending

                    Welcome Offer
                    Gift Options

                    Spend HK$1,000 to earn HK$1,000 statement credit in the first 3 months and enjoy rewards up to HK$2,800 with first year annual fee waiver
                    Terms & Conditions
                    First transaction bonus : HK$200 statement credits upon first transaction made within the first 3 months upon Basic Card approval
                    Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in the first 3 months
                    Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in the first 3 months
                    Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell) 
                    Terms and conditions apply.

                    Gift Options

                    The Executive Centre 1-day access pass (3 per calendar year)
                    Terms & Conditions
                    Eligible American Express® Gold Business Card Cardmembers can enjoy 3 complimentary 1-day access passes of The Executive Centre
                    Make a booking with this reference code [AMEX] via the dedicated link
                    After the registration, please present the confirmation email and the Eligible Card upon arrival at the Centre

                    Gift Options

                    20% off on standard rates for Meeting Room and Event Space bookings at The Executive Centre
                    Terms & Conditions
                    Eligible American Express® Gold Business Card Cardmembers can enjoy 20% off on standard rates for Meeting Room and Event Space bookings at The Executive Centre

                    The Platinum Card
                    $10000
                    Min. Annual Income
                    $ 5 /mile
                    Overseas Spending - Air Miles Conversion
                    Unlimited
                    Number of Free Lounge Access

                      Gift Options

                      Ecovacs DEEBOT T30 PRO OMNI Robotic Vacuum Cleaner (valued at HK$4,999) ; or
                      DYSON V12s Detect Slim Submarine™ Wet And Dry Vacuum Cleaner (valued at HK$5,180); or
                      HK$3,500 Apple Store Gift Card; or
                      HK$3,500 HKTVmall e-Gift Voucher
                      Terms & Conditions
                      add
                      The Platinum Card® Travel Offer
                      Gift Options

                      The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
                      Terms & Conditions
                      add
                      The Platinum Card® Dining Offer
                      Gift Options

                      The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit

                      Fubon Visa Platinum
                      • Up to HK$1,060 Rewards
                      $60000
                      Min. Annual Income
                      4%
                      Local Spending - Cashback Rate on spending at local online merchants and designated supermarkets
                      2%
                      Overseas Spending - Cashback Rate on foreign currencies spending

                        Gift Options

                        Up to HK$1,060 Rewards
                        Terms & Conditions
                        Successfully apply for principal card of Fubon Visa Platinum Card can enjoy welcome gift of HK$500 Cash Rebate
                        Extra HK$100 Supermarket Coupon for application via online application form
                        Overseas transaction up to HK$460 Cash rebate for Fubon Credit Card Upgrade Reward Program
                        The offer is subject to terms and conditions, please visit website of Fubon Bank (Hong Kong) Limited for offer detail: Fubon Platinum Card | Fubon Bank

                        恒生enJoy卡
                        $150000
                        最低年薪要求
                        不適用
                        本地消費里數回贈率
                        2.4%
                        本地消費現金回贈

                          MoneyHero Exclusive Welcome Gift (New to Bank Customer)
                          Gift Options

                          New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
                          New Credit Card Customer : Philips 3-in-1 Purifier, Fan and Heater (valued at HK$2,688; random colour) ; or
                          New Credit Card Customer : BRUNO Deluxe Package (total value at HK$1,196): BRUNO Soymilk (value of HK$698, random colour) & Hot Soup Blender + BRUNO Hand Blender (value of HK$498, random colour); or
                          New Credit Card Customer : Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780)
                          Terms & Conditions
                          From now till 16 September 2024 12 noon

                          New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to
                          LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR
                          Philips 3-in-1 Purifier, Fan and Heater (valued at HK$2,688, random colour) OR
                          BRUNO Deluxe Package (total value at HK$1,196): BRUNO Soymilk (value of HK$698, random colour) & Hot Soup Blender + BRUNO Hand Blender (value of HK$498, random colour) OR
                          Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780)
                          Important dates :

                          On or before 16 October 2024: The card must be approved by Hang Seng.
                          New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
                          How to redeem Moneyhero Exclusive Offer?
                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                          Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                          Tips:
                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                          Hang Seng enJoy Visa Platinum Card
                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                          *“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

                          MoneyHero Exclusive Welcome Voucher (New to Bank Customer)
                          Gift Options

                          New Credit Card Customer : HK$1,200 Apple Store Gift Card ; or
                          New Credit Card Customer : HK$1,200 Wellcome Shopping Voucher; or
                          New Credit Card Customer : HK$1,200 HKTVmall e-Gift Voucher
                          Terms & Conditions
                          From now till 16 September 2024 12 noon

                          New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to HK$1,200 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
                          Important dates :

                          On or before 16 October 2024: The card must be approved by Hang Seng.
                          New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
                          How to redeem Moneyhero Exclusive Offer?
                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                          Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                          Tips:
                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                          Hang Seng enJoy Visa Platinum Card
                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                          *“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

                          MoneyHero Exclusive Gift (Existing Customer)
                          Gift Options

                          Existing Credit Card customer : Marshall Willen Wireless Portable Speaker(valued at HK$999) ; or
                          Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999) ; or
                          Existing Credit Card customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998)
                          Terms & Conditions
                          From now till 16 September 2024 12 noon,

                          Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to
                          Marshall Willen Wireless Portable Speaker(valued at HK$999) OR
                          POLAROID Go Instant Camera (valued at HK$999) OR
                          BRUNO BAK801 Instant Hot Water Dispenser (valued at HK$998)
                          Important dates :

                          On or before 16 October 2024: The card must be approved by Hang Seng.
                          Existing Credit Card customer^ - Spent HK$700 within 30 calendar days after approval.
                          How to redeem Moneyhero Exclusive Offer?
                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                          Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                          Tips:
                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                          Hang Seng enJoy Visa Platinum Card
                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                          ^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

                          MoneyHero Exclusive Voucher (Existing Customer)
                          Gift Options

                          Existing Credit Card customer:HK$700 Apple Gift Card; or
                          Existing Credit Card customer:HK$700 Wellcome Shopping Voucher; or
                          Existing Credit Card customer : HK$700 HKTVmall e-Gift Voucher
                          Terms & Conditions
                          From now till 16 September 2024 12 noon,

                          Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
                          Important dates :

                          On or before 16 October 2024: The card must be approved by Hang Seng.
                          Existing Credit Card customer^ - Spent HK$700 within 30 calendar days after approval.
                          How to redeem Moneyhero Exclusive Offer?
                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                          Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
                          Tips:
                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                          Hang Seng enJoy Visa Platinum Card
                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                          ^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

                          Welcome Offer - Worth up to 120,000 yuu Points
                          Gift Options

                          120,000 yuu Points (for new credit card customers); or
                          80,000 yuu Points (for existing credit card customers)
                          Terms & Conditions
                          Till 31 December 2024, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:

                          Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$6,000 within 60 days from the date of new card issuance:
                          New Credit Card Customers: 120,000 yuu Points (equivalent to rewards worth HK$600) OR
                          Existing Credit Card Customers: 80,000 yuu Points (equivalent to rewards worth HK$400)

                          Citi The Club Credit Card
                          $120000
                          Min. Annual Income
                          Not Available
                          Overseas Spending - Cashback Rate
                          4%
                          Local Spending - Cashback Rate

                            Moneyhero Exclusive Offer
                            Gift Options

                            5,000 Clubpoints (equivalent to HK$1,000 in value) + HK$1,000 Cash Rebate; or
                            HK$300 Cash Rebate
                            Terms & Conditions
                            Moneyhero Exclusive Offer

                            New Citi The Club Credit Card Customers, Successfully apply The Club Credit Card, and make eligible spending within 3 months from the date of card issuance, can enjoy the following offer
                            Accumulate spending of HK$4,000 or above within the first 3 months from the date of card issuance which include at least 1 eligible transaction each month
                            5,000 Clubpoints (equivalent to HK$1,000 in value) + HK$1,000 Cash Rebate) ;OR
                            Accumulate spending of HK$1,000 or above within the first 3 months
                            HK$300 Cash Rebate
                            From 1 September 2024  to 30 September 2024 : New Citi Credit Card Customers who successfully apply for designated Citi Credit Card
                            On or before 2 November 2024: The card must be approved by Citibank, subject to the Bank’s system records.
                            Terms and Conditions Apply.

                            HSBC EveryMile Credit Card
                            • $800 RewardCash
                            $240000

                              HSBC spending offer
                              Gift Options

                              Up to $1,420 Point Dollar
                              Terms & Conditions
                              During the promotion period, by spending with your HSBC Credit Card at designated SHKP malls, you can enjoy the following offers:

                              Offer 1: Accumulated same-day spending of HK$2,500 or above: Enjoy $60 Point Dollars
                              Offer 2: Accumulated same-day spending of HK$6,500 or above: Enjoy $200 Point Dollars
                              Offer 3: Instantly convert $200 "RewardCash" to The Point rewards points, and enjoy an additional $40 Point Dollars
                              Throughout the entire promotion period, you can enjoy a total of up to $1,420 Point Dollars
                              For offer details, please refer to the HSBC Red Hot Offer website
                              Promotion period: July 1, 2024 to September 22, 2024

                              Limited-time Offer
                              Gift Options

                              Oversea spending low as HK$2 per mile
                              Terms & Conditions
                              During the promotion period, by spending a net amount of HK$8,000 or more on eligible transactions with the HSBC EveryMile Credit Card at each tier, you can enjoy a rate as low as HK$2 per mile.

                              Promotion period: July 1, 2024 to December 31, 2024
                              *Registration on HSBC Reward+ is required to enjoy the above offer.

                              HSBC Red Hot Dining Special - Hotel Dining
                              Gift Options

                              Enjoy exclusive offers of up to 30% off at designated hotel restaurants
                              Terms & Conditions
                              From 1 June to 30 September 2024, simply spend with your HSBC credit card at over 75 designated hotel restaurants to enjoy exclusive offers of up to 30% off.

                              What's more, you can earn $3 RewardCash by making a table booking request via HSBC Reward+. Click here to find out more about HSBC Reward+ table booking offer.

                              Please refer to the Terms and Conditions for details

                               

                              HSBC Red Credit Card
                              $120000

                                HSBC Spending Offer
                                Gift Options

                                Up to HK$9.2 discount per litre of gasoline at Caltex
                                Terms & Conditions
                                During the promotion period, spend with your HSBC credit card at Caltex Station on Friday, Saturday, or Sunday to enjoy up to a total of HK$9.2 discount per litre of gasoline. Here are the details of the offer:

                                Get HK$7.01 off every litre when purchasing the Caltex with Techron® gasoline
                                A free upgrade from Gold with Techron® gasoline to Platinum with Techron® gasoline (an HK$1.19 upgrade per litre)
                                Earn Caltex Rewards Points of 1 point per litre on Platinum gasoline, equivalent to HK$1 gasoline spending at pump price
                                Enjoy a 3X RewardCash rebate through the year
                                Promotion period: July 1, 2024 to September 30, 2024

                                HSBC spending offer
                                Gift Options

                                Up to $1,420 Point Dollar
                                Terms & Conditions
                                During the promotion period, by spending with your HSBC Credit Card at designated SHKP malls, you can enjoy the following offers:

                                Offer 1: Accumulated same-day spending of HK$2,500 or above: Enjoy $60 Point Dollars
                                Offer 2: Accumulated same-day spending of HK$6,500 or above: Enjoy $200 Point Dollars
                                Offer 3: Instantly convert $200 "RewardCash" to The Point rewards points, and enjoy an additional $40 Point Dollars
                                Throughout the entire promotion period, you can enjoy a total of up to $1,420 Point Dollars
                                For offer details, please refer to the HSBC Red Hot Offer website
                                Promotion period: July 1, 2024 to September 22, 2024

                                HSBC Red Card Offer
                                Gift Options

                                Up to RMB 90 cash rebate on Meituan and Dianping
                                Terms & Conditions
                                During the promotion period, by spending with your HSBC Red Card at Meituan and Dianping, you can enjoy up to RMB 90 cash rebate:

                                Offer 1: Single net spending of RMB 20 to RMB 39.99: RMB 10 cash rebate
                                Offer 2: Single net spending of RMB 40 or above: RMB 20 cash rebate
                                Promotion period: July 1, 2024 to September 30, 2024
                                During the promotion period, you can enjoy a maximum of RMB 30 cash rebate per month, which means a maximum of RMB 90 cash rebate for the entire promotion period.

                                HSBC Red Hot Dining Special - Hotel Dining
                                Gift Options

                                Enjoy exclusive offers of up to 30% off at designated hotel restaurants
                                Terms & Conditions
                                From 1 June to 30 September 2024, simply spend with your HSBC credit card at over 75 designated hotel restaurants to enjoy exclusive offers of up to 30% off.

                                What's more, you can earn $3 RewardCash by making a table booking request via HSBC Reward+. Click here to find out more about HSBC Reward+ table booking offer.

                                Please refer to the Terms and Conditions for details

                                Standard Chartered Smart Credit Card
                                $96000
                                Min. Annual Income
                                Not Available
                                Local Spending - Air Miles Conversion
                                5%
                                Local Spending - CashBack Rate

                                  MoneyHero Exclusive Welcome Voucher
                                  Gift Options

                                  HK$900 Apple Store Gift Card; or
                                  HK$900 Wellcome Shopping Voucher; or
                                  HK$900 HKTVmall e-Gift voucher; or
                                  HK$900 Klook Gift Card; or
                                  HK$900 Suning Gift Voucher; or
                                  HK$900 Trip.com e-Voucher
                                  Terms & Conditions
                                  New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card OR HK$900 Trip.com e-Voucher OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher OR HK$900 Klook e-Gift Voucher OR HK$900 Suning Gift Voucher by fulfilling the following requirements:
                                  From 2 September 2024 6 p.m. to 30 September 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
                                  Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                                  On or before 31 October 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
                                  Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
                                  Tips:
                                  Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                                  Please turn off AdBlocker and private mode before application
                                  Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                                  MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
                                  Terms and Conditions Apply.
                                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

                                  Citi Prestige Card
                                  $600000
                                  Min. Annual Income
                                  $6/mile
                                  Local Spending - Air Miles Conversion
                                  0.8 %
                                  Local Spending - Cashback Rate

                                    MoneyHero Time-Limited Exclusive Offer
                                    Gift Options

                                    Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780); or
                                    Sennheiser AMBEO Soundbar Mini (valued at HK$6,999); or
                                    HK$5,000 Apple Store Gift Card; or
                                    HK$5,000 Trip.com e-Voucher
                                    Terms & Conditions
                                    MoneyHero Time-Limited Exclusive Offer

                                    New Citi Prestige Card Customers get rewarded with Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) / Sennheiser AMBEO Soundbar Mini (valued at HK$6,999) / HK$5,000 Apple Store Gift Card / HK$5,000 Trip.com e-Voucher
                                    Requirements

                                    2 September 2024 6 p.m. till 30 September 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
                                    Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                                    On or before 2 November 2024: The card must be approved by Citibank.
                                    Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.


                                    Tips

                                    Please turn off AdBlocker and private mode before application
                                    Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
                                    Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                                    If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                                    New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
                                    The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
                                    Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

                                    CNCBI Motion Credit Card
                                    $150000
                                    Min. Annual Income
                                    Not Available
                                    Local Spending - Air Miles Conversion
                                    6 %
                                    Local Spending - Cashback Rate

                                      MoneyHero Exclusive Welcome Voucher
                                      Gift Options

                                      Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000); or
                                      Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300); or
                                      Marshall Emberton II Speaker; or
                                      Nescafe Dolce Gusto Genio S Plus with capsules; or
                                      HK$600 Apple Store Gift Card; or
                                      HK$600 Wellcome Shopping Voucher; or
                                      HK$600 e-Gift Voucher; or
                                      HK$600 Suning Gift Voucher
                                      Terms & Conditions
                                      MoneyHero Exclusive Offer
                                      New CNCBI Credit Card Customers get rewarded and spent HK$500 within 30 calendar days after approval are entitled to

                                      Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000) /

                                      Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300) /
                                      Marshall Emberton II Speaker (valued at HK$1,499) /
                                      Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour) /

                                      HK$600 Apple Gift Card /
                                      HK$600 Wellcome Shopping Voucher /
                                      HK$600Klook Gift Card /
                                      HK$600 Suning Gift Voucher
                                      Requirements

                                      Valid until 30 September 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
                                      On or before 31 October 2024: The card must be approved by CNCBI.
                                      Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                                      Tips

                                      Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                      Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                                      Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
                                      New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
                                      Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                                      If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

                                      Citi PremierMiles Card
                                      $120000
                                      Min. Annual Income
                                      $8/mile
                                      Local Spending - Air Miles Conversion
                                      0.73%
                                      Local Spending - Cashback Rate
                                        Citi Rewards Card
                                        • [Till 2 Janurary 6 p.m.] Get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499)
                                        $120000
                                        Min. Annual Income
                                        $3/mile
                                        Local Spending - Air Miles Conversion
                                        1.85%
                                        Local Spending - Cashback Rate
                                        • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
                                        Citi Cash Back Card
                                        • [Till 2 January 6 p.m.] Get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499)
                                        $120000
                                        Min. Annual Income
                                        Not Available
                                        Local Spending - Air Miles Conversion
                                        2%
                                        Local Spending - Cashback Rate
                                        • 2% rebate for local dining, local hotel spending & foreign currency spending with no cap
                                        PrimeCredit WeWa UnionPay Diamond Card
                                        • HK$400 Apple Store Gift Card + HK$200 Cash Rebate
                                        $150000
                                        Min. Annual Income
                                        Not Available
                                        Local Spending - Air Miles Conversion
                                        4%
                                        Local Spending - Cashback Rate
                                        • Crazy WeWa Reward up to 6% Cash Rebate

                                        MonyHero Exclusive Offer (Existing Customer)
                                        Gift Options

                                        Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
                                        Existing Customer: HK$400 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
                                        Terms & Conditions
                                        MoneyHero Exclusive Offer: HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

                                        From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                                        How to redeem MoneyHero exclusive offer?
                                        Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                                        Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                                        Tips:
                                        Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                        The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                                        If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

                                        MonyHero Exclusive Offer (New Customer)
                                        Gift Options

                                        New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
                                        New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
                                        Terms & Conditions
                                        MoneyHero Exclusive Offer: HK$100 cash rebate + HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

                                        From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                                        How to redeem MoneyHero exclusive offer?
                                        Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                                        Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                                        Tips:
                                        Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                        The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                                        If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

                                        Welcome Offer
                                        Gift Options

                                        Round-trip air ticket to Osaka; or
                                        SONY WH-1000XM4 Wireless Noise Cancelling Headphones; or
                                        HK$500 Cash Reward; or
                                        HK$400 Klook e-Gift Card (only for University / Tertiary students); or
                                        Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
                                        Terms & Conditions
                                        Welcome Offer

                                        From now till 31 March 2025, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

                                        Eligible Retail Purchase Transactions Requirement Welcome Offers options
                                        Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date A set of standard class round-trip air ticket between Hong Kong and Osaka and HK$100 hotel voucher for a single person
                                        SONY WH-1000XM4 Wireless Noise Cancelling Headphones
                                        Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date HK$500 Cash Rebate
                                        No Spending Requirement Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
                                        University / tertiary students Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from card issuance HK$400 Klook e-Gift Card
                                        (Only for University / tertiary students)

                                        Product Feature :
                                        Launch of WeWa Club Enjoy endless offers and jetso

                                        Everyone can join WeWa Club for free and enjoy endless shopping, dinning, entertainment offers and jetso! Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
                                        At WeWa Club, you can:
                                        Buy amazing things at a good deal
                                        Enjoy priority booking for concerts or other events
                                        Enjoy many other offers and jetso!
                                        Click here  to register as a WeWaClub member

                                        Enjoy limited-time offers and activities in OmyCard app

                                        Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.

                                        Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
                                        4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
                                        0.4% on other spendings (HK$250 = HK$1 cash rebate)

                                        3-month Interest-free Credit Card Transaction Instalment Plan
                                        Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

                                        Travel Benefits
                                        Exemption of foreign transaction fees

                                        Annual fee waiver for the first 2 years; 5 years for student cardholders

                                        Other things to note
                                        Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
                                        Each card can be entitled to a maximum amount of HK$2,000
                                        Eligibility :
                                        Minimum Age: 18 years old
                                        Min. Annual Income: No Requirement

                                        PrimeCredit EarnMORE UnionPay Diamond Card
                                        $150000
                                        Min. Annual Income
                                        Not Available
                                        Local Spending - Air Miles Conversion
                                        4 %
                                        Local Spending - Cashback Rate

                                          MonyHero Exclusive Offer (Existing Customer)
                                          Gift Options

                                          Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
                                          Existing Customer: HK$400 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
                                          Terms & Conditions
                                          MoneyHero Exclusive Offer: HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

                                          From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                                          How to redeem MoneyHero exclusive offer?
                                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                                          Tips:
                                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                                          If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

                                          MonyHero Exclusive Offer (New Customer)
                                          Gift Options

                                          New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
                                          New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
                                          Terms & Conditions
                                          MoneyHero Exclusive Offer: HK$100 cash rebate + HK$400 Apple Gift Card / HK$400 Wellcome Shopping Voucher

                                          From 2 September 2024 6 p.m. till 12 September 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                                          How to redeem MoneyHero exclusive offer?
                                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                                          Tips:
                                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                                          If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

                                          Welcome Offer
                                          Gift Options

                                          OTO Vanda 2.0 (VN-05); or
                                          German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC); or
                                          HK$500 Cash Rebate; or
                                          HK$400 Klook e-Gift Card (only for University / Tertiary students); or
                                          Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
                                          Terms & Conditions
                                          Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
                                          Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
                                          Only applicable to Full-time University / Tertiary Student : HK$400 Klook Gift Card; or

                                          Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)

                                          Standard Chartered Cathay Mastercard
                                          • Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,300); or Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,300
                                          $96000
                                          Min. Annual Income
                                          $2/mile
                                          Eligible spending on Cathay and HK Express
                                          $4/mile
                                          Eligible spending on dining / food delivery platforms, online and overseas spending

                                            Offer Upgrade (Mutually exclusive form Exclusive Offer)
                                            Gift Options

                                            Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,300); or
                                            Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,300)
                                            Terms & Conditions
                                            Offer Upgrade (Mutually exclusive form Exclusive Offer)

                                            • New Standard Chartered Credit Card Customers can redeem Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) OR Insta360 Go 3S (Valued at HK$3,458;random colour) using Standard Chartered Cathay Mastercard with HK$1,300 by fulfilling the following requirements:
                                              • From 30 September 2024 6 p.m. to 31 October 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
                                              • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                                              • On or before 30 November  2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
                                              • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
                                            • Tips:
                                              • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                                              • Please turn off AdBlocker and private mode before application
                                              • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                                              • Details for redeeming the Dyson Supersonic™ HD15 Hair Dryer OR Insta360 Go 3S :
                                              • After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Supersonic™ HD15 Hair Dryer OR Insta360 Go 3S by paying HK$1,300 using Standard Chartered Cathay Mastercard at the redemption center.
                                                • If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
                                              • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
                                              • Terms and Conditions Apply.
                                              • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
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