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Basic Mortgage
Mortgage Calculator
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Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
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Credit Card Comparison

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MUJI Card
$150000
    $150,000
    $150000
      Q Credit Card
      • HK$1,000 AlipayHK Coupon as Welcome Offer
      $96000
      Min. Annual Income
      5%
      Local Spending - Cashback Rate Spending on Taobao and selected merchants
      N/A
      Overseas Spending - Cashback Rate
      • 5% Cash Rebate at selected merchants; 0% Taobao handling fee offer

      Mreferral Limited-Time Exclusive Offer

      New Customers get rewarded with HK$900 Apple Store Gift Card by fulfilling the following requirements:

      Important DatesRequirements
      From now till 30 June 2023New Customers who successfully apply for Q Credit Card via MoneyHero
      Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
      On or before 31 July 2023The card must be approved by Standard Chartered Bank, subject to the Bank’s system records.

       

      Tips:
      Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
      Application must be made through this Entrance:Click “≡” button on the top left corner of AlipayHK App Homepage → “Q Credit Card”) and fill in the "Application Reference Number" in MoneyHero Rewards Redemption Form. Otherwise, the application will be considered invalid.
      Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      Terms and Conditions Apply.

       

      Welcome Offer – HK$1,000 AlipayHK Coupons

      Merchant and Taobao Payment Reward of HK$800: consists of sixteen HK$50 coupons
      Physical Card Activation Reward of HK$200: consists of four HK$50 Coupons. No minimum spending amount required.
      New Cardholders can enjoy 5% Cash Rebate at selected merchants with Q Credit Card.

      Selected merchants including Taobao, Trip.com, Agoda, KK day and Taobao official logistics platform (for example Cainiao Smart Logistics network (Hong Kong) Limited), Sun Yiu Transportation Company Limited, Buy Up Express Company Limited, Early Bird Logistics Company Limited, Group n Ship Limited, HK Ship Express Limited, 4PX Express Ltd, GoGo Tech Limited, POINT2POINT.HK Limited, Dimbuy.com Company Limited, Giants HK Limited.
      Only for customers approved between 2 May to 30 June 2023
      Promotion period is from 2 May to 31 December 2023
      Up to 1% Cash Rebate on daily spending

      1% Cash Rebate for eligible transactions excluding any transactions made via AlipayHK App
      0.75% Cash Rebate for eligible transactions via AlipayHK App (Total maximum monthly amount of Eligible Transactions per Card within the Promotion Period is HK$13,000)
      No minimum spending requirements & registration is required
      Card should be applied and be approved by 30 June 2023
      Promotion period is from 6 April to 31 December 2023
      0% Taobao handling fee offer
      No registration is required and enjoy for first 5 transactions each month

       

      Need to know

      Welcome Offer:
      Eligibility: who have successfully applied for the Q Credit Card for the first time, card approved within promotion period and who have never redeemed any “Q Credit Card Welcome Reward” of AlipayHK via the AlipayHK Mobile Application
      Merchant and Taobao Payment Reward of HK$800: upon card approval within promotion period.
      Physical Card Activation Reward of HK$200: upon card approval within promotion period and the first physical card payment being completed successfully.
      Each HK$50 coupon is applicable for all platforms accepting the AlipayHK App for payment, including eligible merchant outlets and for bill payment via the AlipayHK App or Taobao/Tmall Platform via Q Credit Card in Taobao App upon a single net transaction of HK$120 or above.

      $200000
        $1000000
          $60000
            $60000
              $96000
                恒生enJoy卡
                • (12/6 截止) 限時獨家優惠 - Delsey TITANIUM 69.5CM/ 27.5吋 雙輪式四輪行李箱 (價值$2,480) / Marshall Emberton藍牙喇叭 (價值HK$1,499) / HK$1,200 Apple Store禮品卡 或 惠康購物現金券
                $150000
                最低年薪要求
                不適用
                本地消費里數回贈率
                2.4%
                本地消費現金回贈
                • 迎新獎賞 - 總值高達120,000 yuu積分
                • 2000+間特約商戶,盡享高達2%回贈

                (12/6 截止) 限時獨家優惠 

                全新/現有其他恒生信用卡客戶獨家優惠 

                即日起至2023年6月12日中午12時,全新/現有其他恒生信用卡客戶成功申請指定恒生MPOWER卡,可享限時獨家優惠 - Delsey TITANIUM 69.5CM/ 27.5吋 雙輪式四輪行李箱 (價值$2,480) / Marshall Emberton藍牙喇叭 (價值HK$1,499) / HK$1,200 Apple Store禮品卡 或 惠康購物現金券

                重要日期獎賞條件
                即日起至2023年6月12日中午12時全新/現有其他恒生信用卡客戶經本網成功申請恒生enJoy卡
                收到獎賞換領表格後7日內 填妥及遞交較早前經電郵發出之「獎賞換領表格」
                2023年7月31日或之前成功獲批信用卡(批核以銀行系統紀錄為準)
                成功獲批信用卡後一個月內憑卡簽賬滿HK$1,000

                申請小貼士:

                • 請不要在申請時登入恒生e-banking,否則無法獲取額外獎賞
                • 申請產品前請關掉AdBlocker及「私人模式」
                • 申請前記得預備好手機及香港身份證!建議申請時一次過交齊所需文件,以加快批核程序。完成申請時,記得抄低申請參考編號,以方便隨時查詢申請進度及領取本獨家優惠

                 

                迎新獎賞 - 總值高達120,000 yuu積分

                2022年12月30日至2023年6月30日期間,成功申請enJoy卡可獲享以下迎新優惠及永久免年費:

                獎賞要求(需於新卡發出日期後60日內完成)迎新獎賞
                綁定enJoy卡至yuu及累積合資格零售簽賬滿HK$6,000 全新信用卡客戶120,000 yuu積分(相等於價值HK$600獎賞)現有信用卡客戶80,000 yuu積分(相等於價值HK$400獎賞)

                      

                全港超市食肆最新積分計劃:yuu獎賞計劃登記/儲分/兌換現金獎賞教學

                2000+間特約商戶,盡享高達2%回贈

                • 憑卡於特約商戶簽賬,可享高達4倍積分奬賞(即2%回贈)。積分可直接當現金使用(200積分=HK$1),亦可於yuu App兌換電子優惠券及精彩禮品
                特約商戶  簽賬可獲回贈
                Pizza Hut、PHD、KFC、yuu to me 、美心中菜、指定m.a.x. concepts國際食府及分店、東海堂、Café Landmark、LUMI French-Japanese Cuisine、MUSES、Pop n' Grill、Wildfire Pizzabar、丼丼屋、魚尚及更多2%回贈(4倍積分奬賞:HK$1=4 yuu 積分獎賞)
                7-Eleven、萬寧、IKEA、惠康、Market Place及旗下特色店舖、yuu to me 1.5%回贈(3倍積分奬賞:HK$1=3 yuu 積分獎賞)
                蜆殼(Shell)、GNC及指定美心食府1%回贈(2倍積分奬賞:HK$1=2 yuu 積分獎賞)
                其他商戶(包括本地及海外簽賬)0.5%回贈(HK$1=1 yuu 積分獎賞)

                 

                於特約商戶全年享獨家折扣優惠

                • 7-11:每月8號及18號購物,可獲95折
                • 宜家家居:每月第1及第3個星期三於門市購買傢俬家飾滿HK$3,500可享免費送貨服務﹙離島及澳門除外﹚
                • 萬寧:每月1號及20號購物,可獲94折
                • 惠康、Market Place:每月3號、13號及23號單一簽賬淨值滿HK$100或以上,可獲92折
                • Pizza Hut:堂食/外賣自取單點主餐牌9折(適用於星期一至日,指定日子除外)
                • PHD:凡惠顧堂食/外賣自取滿HK$150可獲贈BBQ雞翼4件(適用於星期一至日,指定日子除外)
                • KFC:堂食及外賣自取95折(星期一至五適用,公眾假期除外)

                 

                精選星級酒店食府、商戶及消閒熱點盡享折扣優惠

                • 若客戶於開戶後13個月內取消戶口,並已獲贈迎新獎賞之yuu積分獎賞,則須繳付所獲之迎新獎賞同等價值之金額作為手續費
                • 「全新信用卡客戶」為現在及緊接申請日期前12個月內未曾持有任何恒生信用卡 / 聯營卡 / 消費卡主卡之主卡申請人;「現有信用卡客戶」為現在及 / 或緊接申請日期前12個月內曾持有任何恒生信用卡 / 聯營卡主卡(不包括消費卡及專享卡)之主卡申請人。如現有信用卡客戶於現在及 / 或緊接申請日期前12個月內曾持有恒生enJoy信用卡 / 消費卡之主卡,將不可獲享任何迎新獎賞
                • 有關特約商戶電子優惠券及yuu積分獎賞將於合資格主卡客戶符合有關條件後2個月內分別存入合資格主卡客戶已綁定enJoy卡之yuu手機應用程式及 enJoy卡戶口內。於存入特約商戶電子優惠券及yuu積分獎賞時,有關enJoy卡戶口必須仍然有效及信用狀況良好並仍然綁定於yuu獎賞計劃,方可獲贈特約商戶電子優惠券及yuu積分獎賞
                • 我們努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入,所有金融產品和服務均以他們作準,請參閱相關金融機構的網站為產品資訊的最更新版本

                 

                American Express® Platinum Credit Card
                • [Till 31 May] mReferral Exclusive Offer - HK$300 city'super voucher / HK$300 Apple Store Gift Card; Up to HK$4,260 welcome gift
                $300000
                Min. Annual Income
                $2.5/mile
                Local Spending - Air Miles Conversion
                2%
                Local Spending - Cashback Rate
                • Enjoy up to 2% cash rebate at selected supermarkets and gas stations
                • Up to 30% off for takeaway order at selected restaurants

                [Till 31 May 2023] Apply via mReferral/ MoneyHero to enjoy HK$300 city'super voucher / HK$300 Apple Store Gift Card; plus up to HK$4,260 welcome gift (including limited-time bonus of 300,000 Membership Rewards points)

                Welcome OffersRequirements: accumulate designated spend amount in the first 3 months
                Upon Card
                Approval
                Upon the First TransactionSpend HK$5,000
                or above
                Spend HK$120,000
                or above
                4 free movie tickets
                (Worth HK$460)
                HK$500 city'super voucher  
                300,000 Membership Rewards points
                (equivalent to HK$1,000 cash voucher / 20,000 miles)
                  
                600,000 Membership Rewards points
                (equivalent to HK$2,000 cash voucher / 40,000 miles)
                   
                mReferral/ MoneyHero Exclusive Offer
                HK$300 city'super voucher
                You can earn
                the value of the welcome and exclusive offer
                HK$760HK$1,760HK$2,260HK$4,260

                 

                 mReferral/ MoneyHero Exclusive Offer - HK$300 city'super voucher / HK$300 Apple Store Gift Card

                • New American Express® Platinum Credit Card Basic Cardmembers who successfully apply for American Express Platinum Credit Card via  mReferral/ Moneyhero, paid HK$2,200 annual fee and have successful spending in the first 3 months are entitled to receive HK$300 city’super voucher / HK$300 Apple Store Gift Card in 6 month’s time counting from the first successful transaction
                  • How to redeem  mReferral/ MoneyHero exclusive offer?
                    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up.  mReferral/ MoneyHero will verify your reward eligibility with American Express.
                  • Notes:
                    • Extra HK$300 city’super cash vouchers are only applicable to Cardmember who has paid annual fee of Platinum Credit Card. Cardmember is not eligible to the offer if he/she is holding The Platinum Card and has enjoyed annual fee waiver for the Platinum Credit Card. American Express reserves the right to claw back the extra offer or debit the original price of the extra offer from the Eligible Card account without prior notice if the annual fee was waived and extra offer was awarded.

                Earn rewards when you spend with the Card

                • First HK$120,000 spending within first 3 months - HK$1 = 5 Membership Rewards points
                • First HK$120,000 charged and billed during each Program Period - HK$1 = 3 Membership Rewards points
                • The spending from HK$120,001 and onwards during each Program Period - HK$1 = 1 Membership Rewards points
                • Shop online or in a store at selected merchants, you’ll earn double Membership Rewards points. First HK$120,000 spending
                  during each Program Period - HK$1 = 6 Membership Rewards points
                  • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 2%.
                  • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$2.5 = 1 mile.
                  • Including but not lim-ited to Circle K Convenience Stores, city’super, DON DON DONKI, Mannings, PARKnSHOP, SOGO supermarket, Watsons, Wellcome, YATA supermarkets, Esso stations (earn up to an extra 30,000 Membership Rewards points in total per calendar month)

                Dining Offer
                Basic and Supplementary Cardmember can enjoy

                Lifestyle Offer

                • Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
                • Enjoy 3% savings on selected regular-priced items at the stores of city'super, city'super EKI, LOG-ON and cookedDeli in Hong Kong.

                Travel Offer

                • Enjoy 3X Membership Rewards points on the first HK$120,000 spending (as low as HK$5 = 1 mile)
                • Enjoy 8% savings on selected hotel booking all year round at Expedia

                Card Benefits Terms and conditions apply.

                Annual fee is HK$2,200 with the entitlement of 2 Supplementary Platinum Credit Cards (annual fee cannot be waived)

                Existing Cardmembers or applicants who have held the Card at any time within the past 12 months are not eligible for mReferral/ MoneyHero Exclusive Offer and Welcome Offers.

                • Existing American Express® Platinum Credit Card Basic Cardmembers and applicants who held American Express® Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for mReferral/ MoneyHero Exclusive Offer and Welcome Offers.

                American Express® Platinum Credit Card welcome offer will be ONLY eligible to those who paid the annual fee and account stays active

                Standard Chartered Smart Credit Card
                • HKD1,400 CashBack + mReferral Exclusive Offer - Furniture coupon HKD$100^
                $96000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                5%
                Local Spending - CashBack Rate
                • Earn 5% CashBack at HKTVmall. No registration, no minimum spending, and available every day!
                • Year round 5% CashBack at designated store

                The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$100^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 28 February 2023 to 29 June 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

                mReferral Exclusive Offer - Furniture coupon HK$100^ and HK$200 CashBack

                ^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

                mReferral x SC Smart Card HK$100 Furniture Coupon Registration Form

                1. HKD1,200 CashBack

                Enjoy HKD1,200 CashBack upon accumulated spending of HKD4,000 in first month from the card issuance.

                • The CashBack from welcome offer will be credited within 4 months after card issuance

                2. Earn 5% CashBack all year round when shopping at HKTVmall

                Earn 5% CashBack with your Smart Card when you shop at HKTVmall. No registration, no minimum spending, and available every day!

                3. Year round 5% CashBack at designated store

                Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons plus major online video and music streaming platforms, with no minimum spending requirement.

                Online video and music streaming platforms including the following:

                Online video streaming platformsAmazon Prime Video, Disney+, Netflix, Now TV
                Online music streaming platformsJOOX, KKBOX, MOOV, Spotify

                 

                *Only applicable to New Cardholders. 

                Terms and conditions apply, click “Apply Now” for more details.

                Citi Prestige Card
                • Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color)
                $600000
                Min. Annual Income
                $6/mile
                Local Spending - Air Miles Conversion
                0.8 %
                Local Spending - Cashback Rate
                • Complimentary 4th night at any hotel

                MoneyHero Exclusive Offer:[31 May 6 p.m. - 30 June 6 p.m.⏰] Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with HK$1,000 of spending.

                Important DatesRequirements
                From 31 May 2023 6 p.m. to 30 June 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously
                On or before 31 July 2023The card must be approved by Citibank. You are required to activate the card
                Within 30 days upon card approvalMake a minimum spend of HK$1000 with the card
                • Tips:
                  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
                  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.

                Points will never expire

                • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
                • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
                • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
                • Points can redeem cash rebate, vouchers, gifts and airmiles

                Complimentary 4th night at any hotel

                • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

                One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

                Free travel insurance

                • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

                Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

                Annual fee of HK$3,800 must be paid.

                mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

                Terms and conditions apply

                DBS Eminent Visa Signature Card
                • Up to 5% Rebate Program for F&B
                $360000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                5%
                Local Spending - Cashback Rate
                • Dining Privileges Up to 30% off
                • Welcome Offer Up to HK$1,000 Cash Rebate

                DBS Eminent Card Brand-new Up to 5% Rebate Program

                • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
                • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
                • Registration in DBS Card+ mobile application is required

                Welcome Offer

                New Customers who successfully apply DBS Eminent Card by 2 July 2023 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:

                  

                Welcome Gift

                “Spending Requirement”

                Up to HK$1,000 Cash Rebate:

                • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$800; and/or
                • Extra HK$200 Cash Rebate (“Extra Cash Rebate”)
                • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
                  - accumulated retail spending of HK$3,000 or above, and/or
                  - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
                • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
                  - HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top up amount via Octopus Automatic Add Value Service; or
                  - apply 12-month or above Flexi Shopping Programme

                 

                Dining Privileges Up to 30% off

                • HEXA / SIXA 30% off
                • Classified 30% off
                • Conrad Hong Kong up to 15% off
                • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
                • JW Marriott Hotel Hong Kong up to 15% off
                • The Mira Hong Kong 15% off
                • BISTECCA 10% off

                Health & Wellness Privileges Up to 52% off/Enjoy Trial

                • Pure Yoga Trial and Sign-up Offers
                • Zenyum Year-round offer
                • Up to 52% discount on designated check-up plans

                Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month

                • Includes 5% dining rebate of “DBS Eminent Card Up to 5% Rebate Program” and DBS Treasures Customers Exclusive extra 1.6% rebate of local dining spending

                Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

                • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

                mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

                Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

                New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

                Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


                Terms and conditions apply, click “Apply Now” for more details.

                CNCBI Motion Credit Card
                • [Till 31May] mReferral Exclusive Offer - BRUNO Soymilk & Soup Blender OR HK$500 Apple Store/HKTVmall e-Gift Voucher
                $150000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                6 %
                Local Spending - Cashback Rate
                • Up to 16 % cash rebate

                mReferral Exclusive Offer

                BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

                • New CNCBI Credit Card Customers get rewarded with BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

                Requirements

                From now till 31 May 2023 6 p.m.Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via mReferral/ MoneyHero
                On or before 30 June 2023The card must be approved by CNCBI.
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
                • Tips:
                  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                  • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.
                  • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
                  • Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only.
                  • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
                  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                  • Terms and Conditions apply.
                • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                  • Offer 1: Up to 16 % cash rebate includes 10% cash rebate on spending in Foreign Currencies in the first 3 months (maximum of HK$1,000 cash rebate) and year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month).
                  • Offer 2: Enjoy HK$700 Cash Rebate with the accumulated amount of HK$8,000 spent in retail transaction in the first 2 months
                • First year annual fee waiver

                Terms and conditions apply, click “Apply Now” for more details.

                Citi PremierMiles Card
                • Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color)
                $120000
                Min. Annual Income
                $8/mile
                Local Spending - Air Miles Conversion
                0.73%
                Local Spending - Cashback Rate
                • Up to 12 times complimentary access to airport lounges for every calendar year
                Citi Rewards UnionPay Card
                • [Till 31May] mReferral Exclusive Offer - Samsonite ROBEZ SPINNER 68/25 EXP Luggage / Marshall Stanmore II Wireless Speaker/ LG SN7CY Soundbar/ Apple Watch SE (40mm; GPS) / HK$1,800 Apple Store OR Wellcome Shopping Voucher
                $120000
                Min. Annual Income
                $1.5/mile
                Local Spending - Air Miles Conversion
                3.7%
                Local Spending - Cashback Rate
                • 3 times LoungeKey Airport Lounge visits
                • Up to 10X points with Rewards UnionPay Card

                MoneyHero Exclusive Offer:[31 May 6 p.m. - 30 June 6 p.m.⏰] Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with HK$1,000 of spending.

                Important DatesRequirements
                From 31 May 2023 6 p.m. to 30 June 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously
                On or before 31 July 2023The card must be approved by Citibank. You are required to activate the card
                Within 30 days upon card approvalMake a minimum spend of HK$1000 with the card
                • Tips:
                  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
                  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.

                Points will never expire

                • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
                • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
                • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
                • Points can redeem cash rebate, vouchers, gifts and airmiles

                Complimentary 4th night at any hotel

                • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

                One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

                Free travel insurance

                • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

                Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

                Annual fee of HK$3,800 must be paid.

                mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

                Terms and conditions apply

                Citi Rewards Card
                • [Till 31May] mReferral Exclusive Offer - Samsonite ROBEZ SPINNER 68/25 EXP Luggage / Marshall Stanmore II Wireless Speaker/ LG SN7CY Soundbar/ Apple Watch SE (40mm; GPS)/ HK$1,800 Apple Store OR Wellcome Shopping Voucher
                $120000
                Min. Annual Income
                $3/mile
                Local Spending - Air Miles Conversion
                1.85%
                Local Spending - Cashback Rate
                • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)

                MoneyHero Exclusive Offer:[31 May 6 p.m. - 30 June 6 p.m.⏰] Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with HK$1,000 of spending.
                 

                Important DatesRequirements
                From 31 May 2023 6 p.m. to 30 June 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously
                On or before 31 July 2023The card must be approved by Citibank. You are required to activate the card
                Within 30 days upon card approvalMake a minimum spend of HK$1000 with the card
                • Tips:
                  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
                  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
                • Rewards Points
                  • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
                  • Enjoy 3X Points for all Mastercard contactless and payWave transactions.
                • First year annual fee waiver

                Terms and conditions apply

                For details, please click “Apply Now”.

                Citi Cash Back Card
                • Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) /
                $120000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                2%
                Local Spending - Cashback Rate
                • 2% rebate for local dining, local hotel spending & foreign currency spending with no cap

                 

                 

                 

                Important DatesRequirements
                From 31 May 2023 6 p.m. to 30 June 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero.
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously
                On or before 31 July 2023The card must be approved by Citibank. You are required to activate the card
                Within 30 days upon card approvalMake a minimum spend of HK$1,000 with the card

                 

                 

                 

                • Tips:
                  • Please turn off AdBlocker and private mode before application
                  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.
                  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.

                 

                • Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
                • 2% rebate on local dining spending
                • 2% rebate on local hotel spending
                • 2% rebate on spending in foreign currency
                • 1% rebate on other spending, including e-wallet top-up and Octopus Card auto top-up
                • Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
                • Purchase Protection Insurance
                • First year annual fee waiver
                • Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate

                Terms and conditions apply

                For details, please click “Apply Now”.

                BEA World Mastercard
                • [Till 31May] mReferral Exclusive Offer - HK$800 Apple Store Gift Card /HKTVmall e-Gift Voucher /Wellcome Shopping Voucher
                $120000
                Min. Annual Income
                $5/mile
                Local Spending - Air Miles Conversion
                2.4 %
                Local Spending - Cashback Rate
                • Up to HK$3,300 Cash Rebate
                • Extra 12% Rebate on BEA Days - Mobile Payment Spending

                mReferral Exclusive Offer - Time limited offer value up to HK$3,300
                 

                • Dual card offer:new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 30 June 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher (1 out of 3)
                • From 2 May 2023 at 6 p.m. to 31 May 2023 at 6 p.m., new customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher (1 out of 3)
                   
                • Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
                • Tips:
                  • Please turn off AdBlocker and private mode before application
                  • Please be reminded to complete all below steps for receiving the Exclusive Offer:
                    • Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
                    • Step 2.mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
                    • Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
                    • Step 4. If you have concerns regarding the redemption process, please refer to this article.
                    • Step 5. Terms and Conditions apply.
                RequirementmReferral/MoneyHero Exclusive Offer 
                Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form)  
                From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount with both new cards within 30 days from the day of card issued
                1. HK$800 Apple Store Gift Card; or
                2. HK$800 HKTVmall e-Gift Voucher; or
                3. HK$800 Wellcome Shopping Voucher

                   
                 
                Apply BEA World Mastercard or i-Titanium Card (Either one)  
                From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount within 30 days from the day of card issued
                1. HK$400 Apple Store Gift Card; or
                2. HK$400 HKTVmall e-Gift Voucher; or
                3. HK$400 Wellcome Shopping Voucher
                 

                World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate

                Personalized Card Rewards to Match Your Needs

                • BEA Mileage Reward
                • BEA Bonus Points Reward
                • Turn Bonus Points into Cash Rebate with Mobile App

                Enjoy Daily and Travelling Privileges 

                • Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: 2.4% cash rebate + extra 12% BEA Days rebate)
                  • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration
                  • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases

                Various Mastercard® Airport Experiences

                Welcome Offers from Bank of East Asia

                • HK$800 Cash Rebate and up to HK$2,000 Cash Rebate
                • New customers accumulate retail spending/cash advance of HK$8,000 or above within first 3 months from card issuance and activate World Mastercard through BEA App can earn HK$800 Cash Rebate
                • Receive extra 2% rebate for all Eligible Transactions made on the World Mastercard within the first 3 months from the date of card issuance, up to HK$2,000 Cash Rebate
                • Promotion period: from now till 30 April 2023

                First year annual fee waiver

                The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

                Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer

                Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

                Terms and conditions apply, click “Apply Now” for more details.
                 

                BEA i-Titanium Card
                • [Till 30 June] mReferral Exclusive Offer - get HK$800 Apple Store Gift Card /HKTVmall e-Gift Voucher /Wellcome Shopping Voucher
                $40000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                3.4 %
                Local Spending - Cashback Rate
                • Up to HK$3,300 Cash Rebate
                • Extra 12% rebate on BEA Days - Mobile Payment spending

                [Till 30 June] mReferral Exclusive Offer

                • Dual card offer: New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher
                • Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher
                • Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
                • Tips:
                  • Please turn off AdBlocker and private mode before application
                  • Please be reminded to complete all below steps for receiving the Exclusive Offer:
                    • Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
                    • Step 2. mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
                    • Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
                    • Step 4. If you have concerns regarding the redemption process, please refer to this article.
                    • Step 5. Terms and Conditions apply.
                RequirementmReferral/MoneyHero Exclusive Offer
                Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) 
                From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount with both new cards within 30 days from the day of card issued

                 

                1. HK$800 Apple Store Gift Card; or
                2. HK$800 HKTVmall e-Gift Voucher; or
                3. HK$800 Wellcome Shopping Voucher

                (1 out of 3)

                 

                Apply BEA World Mastercard or i-Titanium Card (Either one) 
                From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount within 30 days from the day of card issued
                1. HK$400 Apple Store Gift Card; or
                2. HK$400 HKTVmall e-Gift Voucher; or
                3. HK$400 Wellcome Shopping Voucher

                (1 out of 3)

                World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate

                [Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $200 cash rebate! Apply here!

                Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.

                • 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
                  • Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
                • Extra 12% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
                  • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
                  • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
                • 0.4% rebate on other spending
                • i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.

                Priority Booking Service for Spectacular Concerts.

                First year annual fee waiver

                The welcome offer and mReferral / MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).

                Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer

                Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

                Terms and conditions apply, click “Apply Now” for more details.

                PrimeCredit WeWa UnionPay Diamond Card
                • mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
                $150000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                4%
                Local Spending - Cashback Rate
                • Welcome Offer - Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225) /B&O Beosound Explore Bluetooth Speaker / HK$500 Cash Rebate
                • Crazy WeWa Reward up to 6% Cash Rebate

                HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

                New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
                PrimeCredit will credit the HK$100 cash rebate into the respective credit card account after the card is successfully approved.
                HK$100 cash rebate Promotion Period: from now till 31 December 2023
                HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher Promotion Period: from now till
                31 December 2023

                How to be entitled to MoneyHero Exclusive Offer?

                From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$100 cash rebate
                From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
                Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                MoneyHero Exclusive Offer is provided by MoneyHero, PrimeCredit has no relation with its redemption, usage and dispute.
                Terms and Conditions apply.

                 

                Welcome Offers from PrimeCredit

                OFFER 1
                Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details o
                OFFER 1
                Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
                OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.f redemption after receiving Welcome Offer redemption SMS.


                OFFER 1
                Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
                OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.

                OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
                B&O Beosound Explore Bluetooth Speaker
                Qualified retail spending over HK$8,500 within the first 90 days of card issuance
                The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.

                 

                • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy HK$600 cash rebate + HK$200 HKTVmall Coupon
                • How to redeem mReferral/ MoneyHero exclusive offer?
                  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
                • Tips:
                  • Please turn off AdBlocker and private mode before application
                • WeWa x LCX Shopping Privileges Promotion
                • Promotion Period: 1 March to 4 June 2023
                  • Offer A – Up to HK$1,800 Gift Vouchers
                  • Cardholders shall be entitled to redeem a set of HK$150 Gift Vouchers upon accumulating same-day spending of HK$800 or above at stores within LCX. The HK$150 Gift Vouchers include a piece of HK$50 LCX Gift voucher and a piece of HK$100 Designated Brand Gift Voucher.
                  • Each Customer can redeem the Reward up to 2 times a day, maximum 3 times per month. The period of 1 March 2023 to 4 June 2023 will be calculated as a calendar month. Maximum 12 times throughout the promotion period.
                  • Cardholder can redeem the Reward by maximum 3 transaction receipts and each receipt amount at HK$100 or above.
                  • Offer B – Redeem a LCX VIP Pass
                  • Cardholders shall be entitled to redeem a LCX VIP Pass with validity of 30 days upon issuance by presenting WeWa / EarnMore credit card to enjoy 10% discount at designated stores at LCX.
                  • Offer C – Redeem a LCX Reward Card
                  • Cardholders shall be entitled to register as a LCX Rewards Card Member at LCX Customer Service Counter upon accumulating same-day spending at HK$1,600 or above at stores within LCX (original spending requirement at HK$3,000), to enjoy 10% discount at designated stores at LCX or other member privileges.
                  • Offer D – Selected Merchant Offers
                  • Cardholders shall be entitled to enjoy shopping privileges at selected merchant’s stores.
                     
                • Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                Suning Hong Kong Offer

                Promotion Period: 1 March 2023 to 30 June 2023

                • Offer A – Up to HK$2,400 Cash Rebate
                • Cardholders are entitled up to HK$2,400 cash rebate at any Suning Hong Kong stores or online store www.hksuning.com by spending with PrimeCredit EarnMORE Credit Card and WeWa Credit Card and upon registration at OmyCard Mobile Application:
                • Conduct a single transaction of designated spending amount at any Suning Hong Kong stores or online store www.hksuning.com:

                Designated Spending Amount of Single Transaction

                Cash Rebate

                Maximum Cash Rebate Throughout the Promotion Period

                HK$500 – HK $2,999

                HK$30
                (Only applicable to transaction conducted at Suning Hong Kong online store.)

                HK$2,400
                (Each Cardholder can be entitled up to a maximum amount of HK$960 cash rebate for each month and can be entitled to a maximum amount of HK$2,400 cash rebate for the whole Promotion Period.)

                HK$3,000 – HK$5,999

                HK$130

                HK$6,000 – HK$8,999

                HK$270

                HK9,000 or above

                HK$480

                • Offer B – Up to 60% off on selected items
                • WeWa Daily Tap Rewards
                • Promotion Period: 1 March 2023 to 31 August 2023
                • Welcome Offer
                • From now till 31 August 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:
                Eligible Retail Purchase Transactions RequirementWelcome Offers options
                Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing dateSamsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
                B&O Beosound Explore Bluetooth Speaker
                HK$500 Cash Rebate
                No Spending RequirementUp to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

                Enjoy limited-time offers and activities in OmyCard app

                Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.

                3-month Interest-free Credit Card Transaction Instalment Plan

                Travel Benefits

                Annual fee waiver for the first 2 years

                Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

                Each card can be entitled to a maximum amount of HK$2,000

                Terms and conditions apply, click “Apply Now” for more details.

                PrimeCredit EarnMORE UnionPay Diamond Card
                • mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
                $150000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                4 %
                Local Spending - Cashback Rate
                • Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier OR OTO Vanda Lite Massage Chair OR HK$500 Cash Rebate

                mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

                Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1)
                 OR OTO Vanda Lite Massage Chair (VN-03) OR HK$500 Cash Rebate OR Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program

                • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher.
                • How to redeem mReferral/ MoneyHero exclusive offer?
                  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
                • Tips:
                  • Please turn off AdBlocker and private mode before application

                PrimeCredit x Deliveroo - up to HK$160 Instant Discount

                Promotion Period: 1 May 2023 - 30 June 2023

                Get up to HK$160 Deliveroo e-vouchers by using PrimeCredit WeWa or EarnMORE credit card and designated promotion codes on Deliveroo (including mobile app and website)! Enjoy HK$40 off for HK$200 or above with the e-voucher.

                Spending PhasePromotion Code
                Phase 1 (1 to 31 May)PCLMAY80
                Phase 2 (1 to 30 June)PCLJUN80

                 

                 

                • WeWa x LCX Shopping Privileges Promotion
                • Promotion Period: 1 March to 4 June 2023
                  • Offer A – Up to HK$1,800 Gift Vouchers
                  • Cardholders shall be entitled to redeem a set of HK$150 Gift Vouchers upon accumulating same-day spending of HK$800 or above at stores within LCX. The HK$150 Gift Vouchers include a piece of HK$50 LCX Gift voucher and a piece of HK$100 Designated Brand Gift Voucher.
                  • Each Customer can redeem the Reward up to 2 times a day, maximum 3 times per month. The period of 1 March 2023 to 4 June 2023 will be calculated as a calendar month. Maximum 12 times throughout the promotion period.
                  • Cardholder can redeem the Reward by maximum 3 transaction receipts and each receipt amount at HK$100 or above.
                  • Offer B – Redeem a LCX VIP Pass
                  • Cardholders shall be entitled to redeem a LCX VIP Pass with validity of 30 days upon issuance by presenting WeWa / EarnMore credit card to enjoy 10% discount at designated stores at LCX.
                  • Offer C – Redeem a LCX Reward Card
                  • Cardholders shall be entitled to register as a LCX Rewards Card Member at LCX Customer Service Counter upon accumulating same-day spending at HK$1,600 or above at stores within LCX (original spending requirement at HK$3,000), to enjoy 10% discount at designated stores at LCX or other member privileges.
                  • Offer D – Selected Merchant Offers
                  • Cardholders shall be entitled to enjoy shopping privileges at selected merchant’s stores.
                     
                • Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                Suning Hong Kong Offer

                Promotion Period: 1 March 2023 to 30 June 2023

                • Offer A – Up to HK$2,400 Cash Rebate
                • Offer B – Up to 60% off on selected items
                • Welcome Offer

                Requirements

                Welcome Offers
                (Choose 1 from 4)

                Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date

                Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1) (3 months instalment x HK$120 per month)

                OTO Vanda Lite Massage Chair (VN-03)

                Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date

                HK$500 Cash Rebate

                No Spending Requirement

                Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

                • Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
                • Easy and instant payment with in-app UnionPay QR code function in OmyCard app
                • 3-month Interest-free Credit Card Transaction Instalment Plan
                • Exemption of foreign transaction fees
                • Annual fee waiver for the first 2 years
                   
                • Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
                • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
                • Terms and Conditions apply.





                   



                 

                 

                 

                Standard Chartered Cathay Mastercard
                • Welcome Offer: Up to 60,000 Miles
                $96000
                Min. Annual Income
                $2/mile
                Eligible spending on Cathay and HK Express
                $4/mile
                Eligible spending on dining / food delivery platforms, online and overseas spending

                  Credit Card Welcome offer

                  • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

                  Spending within the first 2 months upon card issuance –

                  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
                  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
                  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
                  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles

                  Miles Earning Rewards

                  • HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
                  • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
                  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
                  • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

                  HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more

                  From now till 29 June 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

                   

                  Terms and conditions apply. For details, please refer to Standard Chartered official website.

                   

                  Standard Chartered Cathay Mastercard – Priority Banking
                  • Welcome Offer: Up to 80,000 Miles
                  $96000
                  Min. Annual Income
                  $2/mile
                  Eligible spending on Cathay and HK Express
                  $4/mile
                  Eligible spending on dining / food delivery platforms, online and overseas spending

                    Credit Card Welcome offer

                    • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

                    Spending within the first 2 months upon card issuance –

                    • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
                    • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
                    • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
                    • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles

                    Miles Earning Rewards

                    • HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
                    • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
                    • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
                    • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

                    HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more

                    From now till 29 June 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

                     

                    Terms and conditions apply. For details, please refer to Standard Chartered official website.

                     

                    Standard Chartered Cathay Mastercard – Priority Private
                    • Welcome Offer: Up to 100,000 Miles
                    $96000
                    Min. Annual Income
                    $2/mile
                    Eligible spending on Cathay and HK Express
                    $4/mile
                    Eligible spending on dining / food delivery platforms, online and overseas spending

                      Credit Card Welcome Offer

                      • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

                      Spending within the first 2 months upon card issuance –

                      • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
                      • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
                      • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
                      • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles

                      Exclusive Privé Privileges

                      • Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

                      Miles Earning Rewards

                      • HKD2 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
                      • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
                      • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
                      • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

                      HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more

                      From now till 29 June 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

                       

                      Terms and conditions apply. For details, please refer to Standard Chartered official website.

                      Standard Chartered Simply Cash Visa Card
                      • Up to HKD600 CashBack
                      $96000
                      Min. Annual Income
                      1.5%
                      Local Spending - CashBack Rate
                      2%
                      Overseas Spending - CashBack Rate

                        The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 28 February 2023 to 29 June 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.


                        1. Up to HKD600 CashBack

                        $600 CashBack for accumulated spending of $8,000 in 2 months

                         

                        *Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

                        Terms and conditions apply, click “Apply Now” for more details.

                        DBS Live Fresh Card
                        • Up to 6% rebate on online spending
                        $150000
                        Min. Annual Income
                        Not Available
                        Local Spending - Air Miles Conversion
                        5.4%
                        Local Spending - Cashback Rate
                        • full-year Buy-5-Get-1 Free offers at designated coffee shops

                        DBS Live Fresh Card

                        • Shell Up to HK$200 Gasoline Offer
                        • foodpanda's pandamart Wednesday Flash Deal
                        • OpenRice 20% off via "InstaRedeem"
                        • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
                        • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
                        • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
                        • First year annual fee waiver
                        • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

                        mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                        Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

                        Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

                        • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

                        Terms and conditions apply, click “Apply Now” for more details.

                        DBS Black World Mastercard®
                        • Welcome Offer for New Customers: up to 80,000 miles
                        $240000
                        Min. Annual Income
                        $6/mile
                        Local Spending - Air Miles Conversion
                        0.8%
                        Local Spending - Cashback Rate
                        • Card Issued in Minutes, Instant Cash Out
                        • Up to 12% off on hotel booking offer from travel privileges

                        Enjoy full year travel privileges 

                        • KLOOK "InstaRedeem" 20% off offer
                        • Up to 12% off on hotel booking offer from Expedia.com.hk
                        • Up to 12% off on hotel booking offer from Hotels.com
                        • Up to 10% off on hotel booking from Agoda.com
                        • Up to 7% off on selected products at KKday
                        • Up to 10% cash rebate on selected hotels booking at Booking.com

                        OpenRice 20% off via "InstaRedeem"

                        • Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

                        Welcome Offer - Air Miles 
                        Welcome Offer for New Customers: up to 80,000 miles

                        • New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 80,000 miles:
                        Spending ConditionMiles Conversion Rate
                        Local Spending 

                        First HK$5,000

                        HK$0.5/mile
                         ThereafterHK$4/mile
                        Total accumulated miles rewards 80,000 miles 
                        (i.e. DBS$3,840)

                        Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

                        • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
                        • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

                        InstaRedeem 30% off on Online / Travel Merchant Spending

                        Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

                        • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

                        mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                        DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

                        Terms and conditions apply, click “Apply Now” for more details.

                        DBS COMPASS VISA Platinum
                        • Up to $1,000 Welcome offer
                        $100000
                        Min. Annual Income
                        Up to 10%
                        Local Spending - Cashback Rate
                        $10/mile
                        Local Spending - Air Miles Conversion
                        • Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
                        • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

                        New Customers are entitled to choose any one applicable welcome gift (“Welcome Gift”) set out below and enjoy extra HK$200 Cash Rebate (“Extra Welcome Gift”):

                         

                        Welcome Gift

                        Option 1

                        100% Rebate on KMB or TenRen’s Tea (Up to HK$800 “InstaRedeem” Amount)

                        Option 2

                        HK$800 Local Supermarket or Taobao “InstaRedeem” Amount

                        “Super Wednesday” Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday

                        • Enjoy up to 10% COMPASS Dollar Rebate upon a single net spending of HK$100 or above at local supermarkets or Taobao with DBS COMPASS VISA every Wednesday. Earn rebates automatically without hassle!
                        • “Up to 10% COMPASS Dollar Rebate” includes the 1% rebate on spending at designated merchants under COMPASS Dollar reward scheme or the 0.4% basic rebate on other Eligible Spending, and the 9.6% extra rebate of this promotion. Extra Reward will be rounded down to 2 decimal places, and is only applicable to the first HK$2,000 Eligible Spending per calendar month.
                        • Promotion period: From now till 27 December 2023 (every Wednesday)

                        “COM-To-Play” Mini Game - Win up to $5,000 COMPASS Dollar upon designated spendings

                        • Spend a single net transaction of HK$200 or above at designated merchants spending categories (physical or online stores) (including Fashion & Apparel, Department Stores, Household Appliances/Electronic Goods, Home Furniture/Decorations, Gasoline) are entitled to join the “COM-to-Play” mini game to randomly win up to $5,000 COMPASS Dollar Rebate.
                        • Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month in this Promotion and each Mini Game can randomly win COMPASS Dollars as a prize (“Prize”). There are different amounts of Prizes. Each Mini Game can only win the Prize once and the minimum amount is $5 COMPASS Dollar.
                        • Promotion period: 5 June to 31 August 2023

                        COMPASS Dollar Rebate

                        • “Super Wednesday” Up to 10% COMPASS Dollar Rebate on all local supermarkets every Wednesday
                        • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
                        • 0.4% COMPASS Dollar rebate at non-designated merchants.

                        mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                        Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

                        DBS COMPASS VISA WELCOME OFFER TERMS & CONDITIONS

                        Terms and conditions apply, click “Apply Now” for more details.

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