經絡按揭轉介 格價平台 | mReferral Mortgage Brokerage Services

Because I guaranteed my family's property, I almost failed to pass the mortgage stress test when buying a house. It was thanks to the diligent mortgage officer who followed up with me in a timely manner and used the mortgage calculator to carefully calculate my monthly mortgage payments and stress test requirements. In the end, not only did they successfully help me secure the loan, but I also received a cash rebate as a mortgage incentive, making it easier for me to fund renovations and purchase furniture.

Because of my unstable income, I was initially very worried about the possibility of a failed mortgage application. The mortgage referral officer kindly taught me how to calculate the loan-to-value ratio and analyzed my case to recommend suitable banks and mortgage plans. They consistently followed up on my mortgage application and, in the end, it was approved within the specified timeframe. Furthermore, they did not charge any fees throughout the entire process.

This is my first time buying a property, and I'm not very familiar with the process and knowledge related to mortgage applications. I relied entirely on the assistance of mortgage referral officers. They were very professional and explained everything clearly, from the basic concept of mortgages, mortgage interest rates, loan-to-value ratio, mortgage terms in English, different mortgage comparisons, mortgage procedures, mortgage calculation methods, mortgage valuation, mortgage insurance fees, mortgage rebates, and other related information. They even recommended the most suitable mortgage plan for me, which made me feel very reassured!