1
專人跟進
Mortgage Calculator
Mortgage
Personal Loan
Credit Card
Bank Account
Basic Mortgage
Property details
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Added to product comparison
Back
View results
Mortgage Comparison
New property 10 results
Mortgage options
- Prime plan
- Hibor plan
- Mortgage link
- Cash rebate
- High LTV
Sort
- Interest rate
- Monthly repayment
- Cash rebate
- Max. LTV ratio
Compare0
h
1.890%
Interest rate
$30,133
Monthly repayment
1%
Cash rebate
$56,000
Rebate amount
90%
Max. LTV ratio
- As low as H+1.3%
- 3M Up to 0.8% cash rebate
- 3 years penalty period
- P=5.5%
- Customers can enjoy the above mortgage offers, subject to the eligibility and terms determined by the Bank. All terms and conditions are subject to the final approval of the bank.
h
Bank offer
- Low interest H-Plan
- High mortgage-link interest
- 2 years penalty period
h
1.890%
Interest rate
$30,133
Monthly repayment
1.2%
Cash rebate
$67,200
Rebate amount
90%
Max. LTV ratio
- H+1.3%
- cap P-2% = 3.5%
- 2M 0.2% cash rebate
- 3M 0.4% cash rebate
- 8M 0.6% cash rebate
- Mip+0.1%
- 10M 1% cash rebate + $1000 Green mortgage
- 2 years penalty period
- With deposit-link account
h
1.890%
Interest rate
$30,133
Monthly repayment
1%
Cash rebate
$56,000
Rebate amount
90%
Max. LTV ratio
- As low as H+1.3%
- Cap P-2%
- Up to 1% cash rebate (Loan amount: $5M or above)
- 2 years penalty period
- H=5.625%
- Customers can enjoy the above mortgage offers, subject to the eligibility and terms determined by the Bank. All terms and conditions are subject to the final approval of the bank
h
1.890%
Interest rate
$30,133
Monthly repayment
1%
Cash rebate
$56,000
Rebate amount
90%
Max. LTV ratio
- 【💰 Exclusive Offer💰】Cash rebate from bank up to 1%
- Do find our mortgage team for the high cash rebate exclusive plan
- Bank cash rebate up to 1%
- LTV up to 90%
- Interest rate as low as H+1.3%
- Capped at P-2%
- Real interest rate as low as 4.125%
- With mortgage link account
- 2 years penalty period
- Please call if you have any questions
- P=6.125%. Customers can enjoy the above mortgage offers, subject to the eligibility and terms determined by the Bank. All terms and conditions are subject to the final approval of the bank
h
1.890%
Interest rate
$30,133
Monthly repayment
1%
Cash rebate
$56,000
Rebate amount
90%
Max. LTV ratio
p
Financial company offer
- Easy approval
- Low interest rate
- 2 years penalty period
- High LTV Plan
p
3.500%
Interest rate
$36,045
Monthly repayment
1%
Cash rebate
$56,000
Rebate amount
90%
Max. LTV ratio
- Property price $8.33M or below: LTV 80%
- Property price $8.33M to $10M: $5M + LTV 20%
- Property price $50M or below: LTV 70%
- 2 years Penalty
- Cash rebate up to 1%
- P=5.875%
p
3.500%
Interest rate
$36,045
Monthly repayment
1.1%
Cash rebate
$61,600
Rebate amount
90%
Max. LTV ratio
- As low as P-2.25%
- Up to 1.9% cash rebate
- Mortgage period up to 25 years
- P=5.75%
- Customers can enjoy the above mortgage offers, subject to the eligibility and terms determined by the Bank. All terms and conditions are subject to the final approval of the bank.
p
Financial company offer
- Easy approval
- Low 1st installment
- High LTV Plan
- 2 years penalty period
p
6.000%
Interest rate
$36,081
Monthly repayment
0%
Cash rebate
$0
Rebate amount
70%
Max. LTV ratio
- LTV up to 70% or amount up to $35 million (whichever is lower)
- 2 years penalty period
- No cash rebate
- Customers can enjoy the above mortgage offers, subject to the eligibility and terms determined by the Bank. All terms and conditions are subject to the final approval of the bank.
p
Financial company offer
- Easy approval
- Low 1st installment
- High LTV Plan
- 2 years penalty period
p
9.250%
Interest rate
$54,808
Monthly repayment
0%
Cash rebate
$0
Rebate amount
80%
Max. LTV ratio
- As low as P+2.25%
- Low down payment
- 2 years penalty period
- P=6%
- Customers can enjoy the above mortgage offers, subject to the eligibility and terms determined by the Bank. All terms and conditions are subject to the final approval of the bank.
p
12.125%
Interest rate
$67,998
Monthly repayment
0%
Cash rebate
$0
Rebate amount
80%
Max. LTV ratio
- Listed company member
- Only interest payment is required during the period, no principal payment is required
- No hidden fees for early repayment or renewal
- No stress test
- Undertake various types of property mortgages (including residential, industrial and commercial shops, parking spaces, etc.)
- No restriction on loan amount
- All terms and conditions are subject to the final approval of Legend Credit Limited
- To borrow or not to borrow? Borrow only if you can repay !
.jpg?v=c147)
.jpg?v=c147)
.jpg?v=c147)
.jpg?v=c147)
.jpg?v=c147)
.jpg?v=c147)
Mortgage FAQ
View Now
