Credit Card Comparison

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sim World Mastercard®️

HK$1,000 Apple Store Gift Card

$150000

Min. Annual Income

Online spending

Spending on selected merchants

Cash rebate up to 8%
Easy approval

MoneyHero Exclusive Offer 1 (cannot be enjoyed together with Exclusive Offer 2)

The following exclusive offer is only applicable to customers who choose the 6-month interest-free, handling-fee-free cash-out instalment plan as their welcome offer:

Offers

10,000 Max Miles flight miles; or
HK$1,000 Apple Store Gift Card; or
HK$1,000 Wellcome Shopping Voucher; or
HK$800 Cash Rebate (Deposited via FPS) ; or
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour); or
Marshall Emberton II Bluetooth Speaker (valued at HK$1,499; random color)

Terms and conditions

New SIM Credit Card customers are not required to make any spending can get MoneyHero Exclusive reward: 10,000 Max Miles flight miles*/ HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / HK$800 Cash Rebate(Deposited via FPS) / LOJEL Alto 29” Ultra-Light Zipper Suitcase (worth HK$2,100; color random) / NESCAFÉ® Dolce Gusto® Genio S Plus Coffee Machine + 6 Boxes of Coffee Capsules (worth HK$1,780) / Marshall Emberton II Bluetooth Speaker (worth HK$1,499; color random).

Requirements:

From 01 February 2026 10a.m. till 27 February 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by sim, activated, and cash installment plan successfully approved.
The offer is only applicable to customers who choose the 6-month interest-free and handling-fee-free cash installment plan as their welcome offer.
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

MoneyHero Exclusive Offer 2

The following exclusive offer is only applicable to customers who choose welcome offers other than the 6-month interest-free, handling-fee-free cash-out instalment plan:

Offers

10,000 Max Miles flight miles; or
HK$1,000 Apple Store Gift Card; or
HK$1,000 Wellcome Shopping Voucher; or
HK$800 Cash Rebate (Deposited via FPS) ; or
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour); or
Marshall Emberton II Bluetooth Speaker (valued at HK$1,499; random color)

Terms and conditions

New SIM Credit Card customers who have accumulated eligible retail transactions of HK$100 can get MoneyHero Exclusive reward: 10,000 Max Miles flight miles*/ HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / HK$800 Cash Rebate(Deposited via FPS) / LOJEL Alto 29” Ultra-Light Zipper Suitcase (worth HK$2,100; color random) / NESCAFÉ® Dolce Gusto® Genio S Plus Coffee Machine + 6 Boxes of Coffee Capsules (worth HK$1,780) / Marshall Emberton II Bluetooth Speaker (worth HK$1,499; color random).

Requirements

From 01 February 2026 10a.m. till 27 February 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by sim
Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Welcome Offer

Offers

Up to HKD100,000 6-Month Interest-Free and Fee-Waived Cash Instalment Plan; or
HK$700 CashBack/ Apple Store gift card

Terms and conditions

The Promotion Period is from 1 February 2026 to 28 February 2026

Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim World Mastercard® Welcome Offer:
Up to HK$700 cash rebate OR HK$700 Apple Store Gift Card
Please refer to Terms and Conditions for more details.
Up to HK$100,000 6-Month Interest-Free & Handling Fee Waiver Cash Instalment Plan
Successful applicants of sim Credit Card / sim World Mastercard® may enjoy a cash advance of up to HK$100,000 (or 95% of the credit limit), repayable over 6 months with no interest or handling fees. Funds will be credited via FPS to the designated bank account within 6 business days upon approval. Cardholders must settle the monthly instalment repayment in full and on time. Any late or partial repayment will incur interest and charges in accordance with the credit card agreement. Welcome offer quotas are limited. The issuer reserves the right of final approval and to amend the offer.
All offers are subject to the relevant terms and conditions.

Hang Seng Travel+ Visa Signature Card

$700 +FUN Dollars

$150000

Min. Annual Income

Cashback Overseas

Cashback Dining

Perpetual Annual Fee Waiver
Foreign Currency Spending rebate: Up to 7%

MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to HK$1,200

Upon sucessful application for the Hang Seng Travel+ Visa Signature Card through MoneyHero and meeting the specified spending requirements, you can enjoy both MoneyHero exclusive offer and Hang Seng Bank welcome offer, totaling up to HK$1,200!

Offers

HK$500 Apple Store Gift Card; or
HK$500 Wellcome Shopping Voucher

Terms and conditions

New / Existing Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher upon accumulated eligible transactions of HK$100 within 30 days after card approval.

Important dates:

From now till 27 February 6 p.m., New / Existing Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
Within 30 days after card issuance: The card must be approved by Hang Seng.
Within 30 days after card approval: Have accumulated eligible transactions of HK$100
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up.

Welcome Offer - Up to $700 +FUN Dollars

Gift Options

New Customer：$700 +FUN Dollars; or
Existing Customer：$300 +FUN Dollars

Terms & Conditions

From now till 31 December 2026, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

New Customers: $700 +FUN Dollars
Existing Customers: $300 +FUN Dollars

sim Credit Card

HK$1,000 Apple Store Gift Card

N/A

Min. Annual Income

Cashback Local

Cashback Local Online Shopping

8% Rebate from online shopping
Easy approval

MoneyHero Exclusive Offer 1 (cannot be enjoyed together with Exclusive Offer 2)

The following exclusive offer is only applicable to customers who choose the 6-month interest-free, handling-fee-free cash-out instalment plan as their welcome offer:

Offers

10,000 Max Miles flight miles; or
HK$1,000 Apple Store Gift Card; or
HK$1,000 Wellcome Shopping Voucher; or
HK$800 Cash Rebate (Deposited via FPS) ; or
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour); or
Marshall Emberton II Bluetooth Speaker (valued at HK$1,499; random color)

Terms and conditions

Requirements:

From 01 February 2026 10a.m. till 27 February 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by sim, activated, and cash installment plan successfully approved.
The offer is only applicable to customers who choose the 6-month interest-free and handling-fee-free cash installment plan as their welcome offer.
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

MoneyHero Exclusive Offer 2

The following exclusive offer is only applicable to customers who choose welcome offers other than the 6-month interest-free, handling-fee-free cash-out instalment plan:

Offers

10,000 Max Miles flight miles; or
HK$1,000 Apple Store Gift Card; or
HK$1,000 Wellcome Shopping Voucher; or
HK$800 Cash Rebate (Deposited via FPS) ; or
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour); or
Marshall Emberton II Bluetooth Speaker (valued at HK$1,499; random color)

Terms and conditions

Requirements

From 01 February 2026 10a.m. till 27 February 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by sim
Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Welcome Offer

Offers

Up to HKD100,000 6-Month Interest-Free and Fee-Waived Cash Instalment Plan; or
HK$200 CashBack/ Apple Store gift card; or
HK$500 Netflix Gift Card

Terms and conditions

The Promotion Period is from 1 February 2026 to 28 February 2026

Accumulate eligible retail spending of HK$4,000 or above to enjoy the following sim Credit Card Welcome Offer:
Up to HK$200 Cash Rebate OR HK$200 Apple Store Gift Card OR HK$500 Netflix Gift Card
Please refer to Terms and Conditions for more details.
Up to HK$100,000 6-Month Interest-Free & Handling Fee Waiver Cash Instalment Plan
Successful applicants of sim Credit Card / sim World Mastercard® may enjoy a cash advance of up to HK$100,000 (or 95% of the credit limit), repayable over 6 months with no interest or handling fees. Funds will be credited via FPS to the designated bank account within 6 business days upon approval. Cardholders must settle the monthly instalment repayment in full and on time. Any late or partial repayment will incur interest and charges in accordance with the credit card agreement. Welcome offer quotas are limited. The issuer reserves the right of final approval and to amend the offer.
All offers are subject to the relevant terms and conditions.

PrimeCredit WeWa UnionPay Card for University Student

HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

N/A

Min. Annual Income

Local spending (Selected merchants)

For every $250 spending (other merchants)

Annual fee waived for the first 2 years
Cashback Local: 4%

Gift Options

New Customer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

Terms & Conditions

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

From 30 January 2026 6 p.m. till 27 February 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit).

How to redeem MoneyHero exclusive offer?

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
On or before 31 March 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.

______________________

Welcome Offer
LG 27-inch Full HD IPS Smart Monitor; or
Marshall Emberton II Bluetooth Speaker; or
HK$500 Cash Rebate; or
HK$200 Cash Rebate (Only applicable to Full-time University / Tertiary Student); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Terms & Conditions

Welcome Offer

Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- LG 27-inch Full HD IPS Smart Monitor; or
- Marshall Emberton II Bluetooth Speaker
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or

Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

HK$200 Cash Rebate; or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
Terms and Conditions apply

WeWa Card Student Exclusive Limited-Time Welcome Offer

Up to 100% Cash Rebate on Mobile Payment + Perpetual Annual Fee Waver (Exclusive to full-time tertiary / university students)

Terms and conditions

Apply for the WeWa Card between 1–28 February 2026 (both dates inclusive) and enjoy an unbeatable student-exclusive welcome offer up to 100% cash rebate on mobile payments! During the welcome period, simply make purchases using Apple Pay or other designated mobile payment methods to earn cash rebates.
No minimum spending required, spend HK$1, get HK$1 back; spend HK$1,000, get HK$1,000 back (Cash rebate cap: HK$1,000). What’s more, successful applicants during the promotion period will enjoy lifetime annual fee waiver.

Offer Highlights：

No Minimum Spending Requirement: During the welcome spending period (first 90 days after card issuance), earn cash rebates dollar-for-dollar, up to HK$1,000.
No Merchant Category Restriction: Earn rebates at any merchant that accepts Apple Pay, OmyCard mobile app QR code payments, or OmyCard App UnionPay Mobile QuickPass.
Double Rewards: Enjoy the “WeWa 4-in-1 Fun & Leisure Category Offer”. Simply select “Mobile Payment” during application. Even after the welcome offer ends, continue using WeWa mobile payments to earn up to 4% cash rebate.
Lifetime Annual Fee Waiver

PrimeCredit EarnMORE UnionPay Card for University Student

HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

N/A

Min. Annual Income

2 %

Cashback Local

2 %

Cashback Overseas

Additional 2% Cash Rebate Program
No Requirement on min annual income

1) Exclusive Offer - Gift Options

New Customer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

Terms & Conditions

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

From 30 January 2026 6 p.m. till 27 February 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit).

How to redeem MoneyHero exclusive offer?

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
On or before 31 March 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.

____________________________________________________

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

PHILIPS RO Water Purifier (ADD6901) (valued at HK$2,488); or
Garmin Forerunner 165 GPS Smartwatch (valued at HK$2,299); or
HK$500 Cash Rebate; or
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Terms and conditions

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy Double Welcome Rewards, including:

HK$100 Cash Rebate (No Spending Required);
Choose ONE of the following welcome offers:
- PHILIPS RO Water Purifier (ADD6901)
- Garmin Forerunner 165 GPS Smartwatch
- HK$500 Cash Rebate
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
PHILIPS RO Water Purifier (ADD6901)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Garmin Forerunner 165 GPS Smartwatch	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
HK$500 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of HK$8,500 or above using the new card within the first 90 days from card issuance
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 January 2026 to 31 March 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

Hang Seng MMPOWER World Mastercard®

Welcome Offer - Up to $700 +FUN Dollars

$150000

Min. Annual Income

Cashback Local

Cashback Overseas

Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward

【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to HK$1,500】

New Hang Seng credit card* customers who successfully apply for the Hang Seng MMPOWER World Mastercard® through MoneyHero, meet the spending requirement within 60 days and spend HK$400 within 30 days after card approval, will receive the following in addition to the Hang Seng welcome offer of HK$700 +FUN Dollars:

Offers

New Credit Card Customer : HK$800 Apple Store Gift Card; or
New Credit Card Customer : HK$800 Wellcome Shopping Voucher; or
New Credit Card Customer : HK$800 Cash Rebate (Deposited via FPS) ; or
New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) ; or
New Credit Card Customer : Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090); or
New Credit Card Customer : Marshall Emberton Bluetooth Speaker (valued at HK$1,499)

Terms and conditions

MoneyHero Exclusive Offer:

From now till 27 February 2025 6 p.m., New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$400 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS) OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090) OR Marshall Emberton Bluetooth Speaker (valued at HK$1,499)

Important dates:

Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$400 within 30 calendar days after approval.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

MoneyHero Exclusive Gift (Existing Customer)

Existing Hang Seng MMPOWER World Mastercard® Credit Card customer who successfully apply via MoneyHero, spent HK$400 within 30 calendar days after approval are entitled to:

Offers

Existing Credit Card customer：HK$600 Apple Gift Card; or
Existing Credit Card customer：HK$600 Wellcome Shopping Voucher; or
Existing Credit Card customer：HK$600 Cash Rebate (Deposited via FPS Account) ; or
Existing Credit Card Customer : Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090); or
Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker (valued at HK$999); or
Existing Credit Card Customer : Polaroid Now+ Generation 2 i-Type Instant Camera (valued at HK$999)

Terms and conditions

MoneyHero Exclusive Offer:

From now till 27 February 2025 6 p.m., Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$400 within 30 calendar days after approval are entitled to HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR HK$600 Cash Rebate (Deposited via FPS Account OR Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Polaroid Now+ Generation 2 i-Type Instant Camera (valued at HK$999)

Important dates :

Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$400 within 30 calendar days after approval.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

Welcome Offer - Up to $700 +FUN Dollars

Offers

New Customer：$700 +FUN Dollars; or
Existing Customer：$300 +FUN Dollars

Terms and conditions

Valid until 31 December 2026, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

The Platinum Card

HK$4,500 Cash Rebate

N/A

Min. Annual Income

$4.5/mile

Overseas Spending - Air Miles Conversion

Unlimited

Number of Free Lounge Access

Up to HK$2,000 Global Dining Credit year-round
Access 1,400+ Airport Lounges

Gift Options

HK$4,500 Apple Store Gift Card; or
HK$4,500 HKTVmall e-Gift Voucher; or
HK$4,500 Cash Rebate (Deposited via FPS Account) ; or
LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,590); or
LG 43" QNED 4K QNED80 Smart TV (valued at HK$5,480）; or
Dyson PencilVac Fluffycones cleaner (valued at HK$4,990)

New American Platinum Card® Customers^ Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

Choose one of the following rewards: HK$4,500 Apple Store Gift Card / HK$4,500 HKTVmall e-Gift Voucher / HK$4,500 Cash Rebate (Deposited via FPS Account) / LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,590) / LG 43" QNED 4K QNED80 Smart TV (valued at HK$5,480） / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990).

Requirements:

From 30 January 2026, 6 PM to 22 February, 2026, 11:59 PM: Apply for the American Express Platinum Card via MoneyHero.
Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
By 31 March 2026: Successfully get your credit card approved (approval based on the bank’s records).
Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, not including The Platinum Card / American Express® Peninsula Platinum Card, within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer and first-year annual fee from ineligible Cardmembers’ accounts without prior notice.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

Hang Seng enJoy Card

Up to 140,000 yuu Points

$150000

Min. Annual Income

0.5%

Cashback Overseas

Cashback Local

Perpetual Annual Fee Waiver
Cashback Local: 2%

【MoneyHero Exclusive Upgrade Offer (for New Customers): Total Rewards Worth up to HK$1,500】

New Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$500 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$800!

【Bank Welcome Offer】
New Hang Seng credit card customers who successfully apply can earn a welcome bonus of 140,000 yuu points (equivalent to HK$700) for a total reward value of up to HK$1,500!

Offers

New Credit Card Customer : HK$800 Apple Store Gift Card; or
New Credit Card Customer : HK$800 Wellcome Shopping Voucher; or
New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) ; or
New Credit Card Customer : Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090); or
New Credit Card Customer : Marshall Emberton Bluetooth Speaker (valued at HK$1,499)

Terms and conditions

New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$500 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Foreo LUNA 3 Facial Cleansing & Firming Massager (valued at HK$2,090) OR Marshall Emberton Bluetooth Speaker (valued at HK$1,499).

Important dates :

From now till 27 February 2026 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$500 within 30 calendar days after approval.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$800】

Existing Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$500 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$500!

【Bank Welcome Offer】
Existing Hang Seng credit card customers who successfully apply can earn a welcome bonus of 60,000 yuu points (equivalent to HK$300), for a total reward value of up to HK$800!

Offers

Existing Credit Card Customer : HK$500 Apple Store Gift Card ; or
Existing Credit Card customer：HK$500 Wellcome Shopping Voucher; or
Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker (valued at HK$999); or
Existing Credit Card Customer : Braun MultiFry 3 AirFryer HF3000 (valued at HK$988); or
Existing Credit Card Customer : Foreo LUNA fofo Facial Cleansing Device (valued at HK$890)

Terms and conditions

Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$500 within 30 calendar days after approval are entitled to HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Braun MultiFry 3 AirFryer HF3000 (valued at HK$988) OR Foreo LUNA fofo Facial Cleansing Device (valued at HK$890).

Important dates :

From now till 27 February 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer^ - Spent HK$500 within 30 calendar days after approval.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

Welcome Offer - Up to 140,000 yuu Points

Gift Options

140,000 yuu Points (for new credit card customers); or
60,000 yuu Points (for existing credit card customers)

Terms & Conditions

Till 31 Dec 2026, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:

Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$5,000 within 60 days from the date of new card issuance:
- New Credit Card Customers: 140,000 yuu Points (equivalent to rewards worth HK$700) OR
- Existing Credit Card Customers: 60,000 yuu Points (equivalent to rewards worth HK$300)

HSBC Red Credit Card

🧧 HK$100 Good Fortune Lucky Money

$120000

Min. Annual Income

Online spending

Designated spending categories

Perpetual annual fee waiver
Cashback Overseas Online Shopping: 4%

🧧 HK$100 Good Fortune Lucky Money

🎁 God of Wealth Arrives Early! 🎁 From February 2, 2026 (12:00 PM) to February 13, 2026 (6:00 PM) (including the first and last day), apply for a designated credit card through MoneyHero, submit the MoneyHero Reward Form, and successfully have your card approved and activated within the specified period. Upon meeting the designated spending requirements (if applicable), the first 68 eligible customers daily can receive an additional HK$100 Voucher (Total Quota: 816)!

Terms and conditions

✍🏻Remember to complete the HSBC Proof Submission Form and MoneyHero Reward Redemption Form (HSBC EveryMile Credit Card / HSBC Red Credit Card) after application within 7 days

Apply for a HSBC EveryMile / Red Credit Card to enjoy the following rewards (Daily Quota: 68, Total Quota: 816):

HK$100 Wellcome Shopping Voucher
Eligibility for promotional rewards is subject to the internal audit records of MoneyHero and the card issuer.
For details of the offer, please refer to the terms and conditions.

HSBC Red Credit Card - Welcome Offer

Offers

New credit card customers $500 RewardCash and lifetime annual fee waiver; or
Earn up to 8% RewardCash at designated merchants; or
Enjoy up to 4% RewardCash on online spending

Terms and conditions

Welcome Offer

Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
Perpetual annual fee waiver

Spending Rewards

Up to 8% RewardCash at designated merchants – enjoy 8% RewardCash on the first HK$1,250 eligible spending, and unlimited 0.4% RewardCash thereafter. Designated merchants include:
- Hong Kong Sushiro
- TamJai SamGor Mixian
- TamJai Yunnan Mixian
- The Coffee Academïcs
- GU
- Decathlon Hong Kong
- lululemon
- NAMCO
- TAITO STATION
Up to 4% RewardCash on online spending – enjoy 4% RewardCash on the first HK$10,000 online spending, and unlimited 0.4% RewardCash thereafter.

Standard Chartered Smart Credit Card

Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)

$96000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

Cashback Supermarket

Up to 5% CashBack with selected merchants
Perpetual Annual Fee Waiver

Exclusive Welcome Offer

✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days

Offers

HK$800 HKTVmall e-Gift Voucher; or
HK$800 Apple Store Gift Card; or
HK$800 Wellcome Shopping Voucher; or
Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) ; or
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour); or
Marshall Emberton II Bluetooth Speaker (valued at HK$1,499; random color)

New Standard Chartered Credit Card Customers get rewarded with HK$800 HKTVmall e-Gift Voucher OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780) OR Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) : by fulfilling the following requirements:

From 30 January 2026 6 p.m. to 27 February 2026 6 p.m. : New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card / Standard Chartered Simply Cash Visa Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
On or before 31 March 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.

Welcome Offer

HK$800 CashBack

Terms and conditions

From now till 15 April 2026, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
- HK$800
The CashBack from Welcome Offer will be credited within 4 months after card issuance

Citi Prestige Card

HK$3,000 Apple Store Gift Card

$600000

Min. Annual Income

$4/里

Oversea Spending

$6/mile

Local Spending

HK$3,000 Voucher

Gift Options

37,500 Max Miles air miles; or
HK$3,000 Apple Store Gift Card; or
HK$3,000 Wellcome Shopping Voucher; or
Toshiba 50" 4K LED Google TV 50C350NK (valued at HK$5,990); or
Dyson WashG1 (valued At HK$4,680); or
Dyson OnTrac™ headphones (valued at HK$4,280); or
Insta360 Go 3S (valued at HK$3,458；random colour)

Terms & Conditions

MoneyHero's Exclusive Limited-Time Offer:

New Citi Prestige Card Customers (customers who did not hold any Citi Credit Card within the past 12 months) get rewarded with - 37,500 Max Miles air miles or HK$3,000 Apple Store Gift Card or HK$3,000 Wellcome Shopping Voucher or Toshiba 50" 4K LED Google TV 50C350NK (valued at HK$5,990) or Dyson WashG1 (valued At HK$4,680) or Dyson OnTrac™ headphones (valued at HK$4,280) or Insta360 Go 3S (valued at HK$3,458；random colour).

Requirements

From 01 December 2025 6 p.m. till 31 December 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) by new Citi Prestige Card Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 31 January 2026: The card must be approved by Citibank.
Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

DBS Eminent Visa Signature Card

Welcome Offer Up to HK$600 Cash Rebate

$360000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

Local Spending - Cashback Rate

Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
Other retail spending with up to 1% rebate

Welcome Offer Up to HK$600 Cash Rebate

New Customers who successfully apply for DBS Eminent Card during the period from 7 January 2026 to 2 April 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

Welcome Gift

“Spending Requirement”

Up to HK$600 Cash Rebate:

Cash Rebate HK$500 and
Extra HK$100 Cash Rebate (“Extra Cash Rebate”)

Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
- accumulated retail spending of HK$5,000 or above
If a New Customer successfully applies for a Flexi Shopping Programme to convert New Card spending into instalment (regardless of amount and tenor) during the Spending Period, he/she can enjoy the Extra HK$100 Cash Rebate (“Extra Cash Rebate”).

DBS Eminent Card Up to 5% Rebate Program, Up to $400 Rebate

4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
Registration in DBS Card+ mobile application is required

Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Terms and conditions apply, click “Apply Now” for more details.

American Express Explorer® Credit Card

Welcome Offer - Earn up to 72,000 miles (1,296,000 AMEX Points)!

$300000

Min. Annual Income

$3/mile

Local Spending - Air Miles Conversion

1.67%

Local Spending - Cashback Rate

Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

Welcome Offer - Earn up to 72,000 miles (1,296,000 AMEX Points)!

Promotion Period：01 December 2025 - 31 December 2025 (both days inclusive)

First Transaction Bonus
18,000 points upon successful application and first transaction made in the first 3 months
Welcome Bonus
126,000 points upon HK$7,000 spending in the first 3 months
Local Spending Bonus HK$1=6 Points
1,152,000 points earn 6X points for eligible local spending within first 3 months

*Welcome Offer terms and conditions

Free Airport Lounge Access

From now until December 31, 2025, Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

Citi PremierMiles Card

PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)

$120000

Min. Annual Income

$3/mile

Overseas and online foreign currency

$3.8/mile

Local Spending

Up to HK$3/mile for overseas & online foreign currency spending
Up to HK$3.8/mile for local spending

Gift Options

HK$2,200 Apple Store Gift Card; or
HK$2,200 Wellcome Shopping Voucher; or
22,000 Max Miles flight miles; or
CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288, random colour); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
PHILIPS ADD6912 RO Water Dispenser with Cooling (valued at HK$3,788); or
LOJEL Cubo Large V5 Suitcase (valued at HK$3,700; random colour)

Terms & Conditions

New Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) can get MoneyHero Exclusive reward with HK$2,200 Apple Store Gift Card / HK$2,200 Wellcome Shopping Voucher / 22,000 Max Miles flight miles / CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / PHILIPS ADD6912 RO Water Dispenser with Cooling (valued at HK$3,788) / LOJEL Cubo Large V5 Suitcase (valued at HK$3,700; random colour).

Requirements

From 2 February 2026 12 pm till 9 February 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Citi Rewards Card

PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)

$120000

Min. Annual Income

$3/mile

Points Rebate on Local mobile payments

Points Rebate on Shopping

Enjoy up to 3% Points Rebate for Shopping & Entertainment spend

Gift Options

HK$2,200 Apple Store Gift Card; or
HK$2,200 Wellcome Shopping Voucher; or
22,000 Max Miles flight miles; or
CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288, random colour); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
PHILIPS ADD6912 RO Water Dispenser with Cooling (valued at HK$3,788); or
LOJEL Cubo Large V5 Suitcase (valued at HK$3,700; random colour)

Terms & Conditions

Requirements

From 2 February 2026 12 pm till 9 February 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Citi Cash Back Card

PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)

$120000

Min. Annual Income

Oversea Spending - Cashback Rate

Local Spending - Cashback Rate

2% Rebate on Local Dining and Hotel Spending

Gift Options

HK$2,200 Apple Store Gift Card; or
HK$2,200 Wellcome Shopping Voucher; or
22,000 Max Miles flight miles; or
CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288, random colour); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
PHILIPS ADD6912 RO Water Dispenser with Cooling (valued at HK$3,788); or
LOJEL Cubo Large V5 Suitcase (valued at HK$3,700; random colour)

Terms & Conditions

Requirements

From 2 February 2026 12 pm till 9 February 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
On or before 31 March 2026: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
*When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

PrimeCredit WeWa UnionPay Diamond Card

HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

$150000

Min. Annual Income

Local spending (Selected merchants)

For every $250 spending (other merchants)

Annual fee waived for the first 2 years
Cashback Local: 4%

Gift Options

New Customer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

Terms & Conditions

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

From 30 January 2026 6 p.m. till 27 February 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit).

How to redeem MoneyHero exclusive offer?

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
On or before 31 March 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.

______________________

Welcome Offer
LG 27-inch Full HD IPS Smart Monitor; or
Marshall Emberton II Bluetooth Speaker; or
HK$500 Cash Rebate; or
HK$200 Cash Rebate (Only applicable to Full-time University / Tertiary Student); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Terms & Conditions

Welcome Offer

Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- LG 27-inch Full HD IPS Smart Monitor; or
- Marshall Emberton II Bluetooth Speaker
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or

Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

HK$200 Cash Rebate; or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
Terms and Conditions apply

WeWa Card Student Exclusive Limited-Time Welcome Offer

Up to 100% Cash Rebate on Mobile Payment + Perpetual Annual Fee Waver (Exclusive to full-time tertiary / university students)

Terms and conditions

Offer Highlights：

No Minimum Spending Requirement: During the welcome spending period (first 90 days after card issuance), earn cash rebates dollar-for-dollar, up to HK$1,000.
No Merchant Category Restriction: Earn rebates at any merchant that accepts Apple Pay, OmyCard mobile app QR code payments, or OmyCard App UnionPay Mobile QuickPass.
Double Rewards: Enjoy the “WeWa 4-in-1 Fun & Leisure Category Offer”. Simply select “Mobile Payment” during application. Even after the welcome offer ends, continue using WeWa mobile payments to earn up to 4% cash rebate.
Lifetime Annual Fee Waiver

PrimeCredit EarnMORE UnionPay Diamond Card

HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

$150000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

4 %

Local Spending - Cashback Rate

Additional 2% Cash Rebate Program
No Requirement on min annual income

1) Exclusive Offer - Gift Options

New Customer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

Terms & Conditions

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit)

From 30 January 2026 6 p.m. till 27 February 2026 6 p.m., new customers of PrimeCredit Credit Card* who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Wellcome Shopping Voucher (provided by MoneyHero) + HK$100 Cash Rebate (provided by Prime Credit).

How to redeem MoneyHero exclusive offer?

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
On or before 31 March 2026: The card must be approved by Prime Credit, subject to the Bank's system records. Successfully apply for the designated PrimeCredit Credit Card (customers who did not hold any PrimeCredit Credit Card within the past 12 months) via MoneyHero.
Within first 30 days after card approval: Have accumulated eligible transactions of HK$100.

____________________________________________________

EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

PHILIPS RO Water Purifier (ADD6901) (valued at HK$2,488); or
Garmin Forerunner 165 GPS Smartwatch (valued at HK$2,299); or
HK$500 Cash Rebate; or
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Terms and conditions

Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy Double Welcome Rewards, including:

HK$100 Cash Rebate (No Spending Required);
Choose ONE of the following welcome offers:
- PHILIPS RO Water Purifier (ADD6901)
- Garmin Forerunner 165 GPS Smartwatch
- HK$500 Cash Rebate
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

Welcome Offer	Eligible Retail Purchase Transaction Requirement
PHILIPS RO Water Purifier (ADD6901)	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
Garmin Forerunner 165 GPS Smartwatch	Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance
HK$500 Cash Rebate	Accumulate Eligible Retail Purchase Transactions of HK$8,500 or above using the new card within the first 90 days from card issuance
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan	No spending requirement
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)	Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

Promotion Period: From 1 January 2026 to 31 March 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
For full details, please refer to the Terms and Conditions.

Standard Chartered Cathay Mastercard

Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)

$96000

Min. Annual Income

$2/mile

Eligible spending on Cathay and HK Express

$4/mile

Eligible spending on dining / food delivery platforms, online and overseas spending

Up to 40,000 Asia Miles Welcome Offer
First Year Annual Fee Waiver

1) Exclusive Welcome Offer - Gift Options

HK$900 HKTVmall e-Gift Voucher; or
HK$900 Apple Store Gift Card; or
HK$900 Wellcome Shopping Voucher; or
Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980); or
Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) ; or
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)

Terms & Conditions

MoneyHero Limited-Time Exclusive Offer

New Standard Chartered Credit Card Customers get rewarded with HK$900 HKTVmall e-Gift Voucher OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) by fulfilling the following requirements:
- From 01 December 2025 6 p.m. to 31 December 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
- On or before 31 January 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.

_________________________________________________

2) Welcome Offer - Up to 40,000 Miles - Gift Options

Up to 40,000 Miles

Terms & Conditions

From now till 31 December 2025, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
- Spending within the first 2 months upon card issuance –
  - Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
  - Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
  - Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

DBS Live Fresh Card

Up to 6% rebate on online spending

$150000

Min. Annual Income

N/A

Local Spending - Air Miles Conversion

5.4%

Local Spending - Cashback Rate

Welcome offer up to $600 rewards

Welcome Offer Up to HK$600 Cash Rebate

New Customers who successfully apply for DBS Live Fresh Card during the period from 7 January 2026 to 2 April 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

Welcome Gift

“Spending Requirement”

Up to HK$600 Cash Rebate:

Cash Rebate HK$500 and
Extra HK$100 Cash Rebate (“Extra Cash Rebate”)

Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
- accumulated retail spending of HK$5,000 or above
If a New Customer successfully applies for a Flexi Shopping Programme to convert New Card spending into instalment (regardless of amount and tenor) during the Spending Period, he/she can enjoy the Extra HK$100 Cash Rebate (“Extra Cash Rebate”).

Privileges

Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
First year annual fee waiver

mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

Terms and conditions apply, click “Apply Now” for more details.

DBS Black World Mastercard®

Welcome Offer Up to 32,000 Miles

$240000

Min. Annual Income

$6/mile

Local Spending - Air Miles Conversion

$2/mile

Overseas spending - Air Miles Conversion

HK$2 = 1 mile on overseas spending

Welcome Offer

New customers^ who successfully apply for DBS Black World Mastercard by 31 Dec 2026 are entitled to the applicable welcome gift (“Welcome Gift”) set out below:

New Customers
Up to 30,000 Miles and/or Extra 2,000 Miles*

Terms and conditions applicable to up to 30,000 miles (“Miles Reward”):

New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:

Spending Requirement	Miles Reward
Tier 1: Accumulated Eligible Spending of HK$8,000	8,000 miles (i.e. DBS$384)
Tier 2: Accumulated Eligible Spending of HK$20,000	12,000 miles (i.e. DBS$576)
Tier 3: Accumulated Eligible Spending of HK$60,000	30,000 miles (i.e. DBS$1,440)

*Extra 2,000 miles (i.e DBS96) for Applying Flexi Programme successfully

Enjoy free trials of Flexi Shopping Programme

Successfully apply for Flexi Shopping 3, 6 or 12-month instalments@ via DBS Card+ app within 3 months after the new card issuance
Enjoy a one-off handling fee rebate up to HK$200

Enjoy a first-year annual fee waiver

Terms and conditions apply, click “Apply Now” for more details.

DBS COMPASS VISA Platinum

Up to HK$400 welcome offer

$100000

Min. Annual Income

$10/mile

Local Spending - Air Miles Conversion

8% COMPASS Dollar rebate on Local Supermarket spending
Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

Welcome Offer Up to HK$600 Cash Rebate

New Customers who successfully apply for DBS COMPASS VISA during the period from 7 January 2026 to 2 April 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

Welcome Gift

“Spending Requirement”

Up to HK$600 Cash Rebate:

Cash Rebate HK$500 and
Extra HK$100 Cash Rebate (“Extra Cash Rebate”)

Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
- accumulated retail spending of HK$5,000 or above
If a New Customer successfully applies for a Flexi Shopping Programme to convert New Card spending into instalment (regardless of amount and tenor) during the Spending Period, he/she can enjoy the Extra HK$100 Cash Rebate (“Extra Cash Rebate”).

New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

Terms and conditions apply, click “Apply Now” for more details.