Credit Card Comparison

- All
- Best Credit Card
- Octopus card
- Digital wallet
- Welcome gift
- Food & beverage
- Online shopping
- Cash rebate
- Asia miles
- United Asia Finance Limited
- Hang Seng Bank
- Prime Credit
- American Express
- HSBC
- Standard Chartered Bank
- DBS Bank
- Citibank
- Min annual salary

- HKD700 CashBack / LOJEL Alto 30” Large Luggage / Canon SELPHY Compact Photo Printer

- Up to 8% CashBack for online and overseas spending
- SiMPLE Registration for All
Sim World Mastercard® - Dream Easy
Our goal is SiMPLE: to make your pursuit of dreams easier. That's why sim Credit Card offers simple card applications and up to 8% CashBack on your purchases*. Welcome to SiMPLE life!
The Welcome Offer is valid from 1 November 2025 until 30 November 2025 (both days inclusive) (“Promotion Period”).
1) Accumulated Spending over $8,000 or above will be eligible to redeem one of the following rewards: HKD700 CashBack/HKD700 Apple Store gift card/LOJEL Alto 30” Large Luggage (Reference Value: HKD 2,100)
2) Accumulated Spending over $8,000 or above will be eligible to redeem Canon SELPHY QX20 Compact Photo Printer (Reference Value: HKD1,219)
3) Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan (No spending requirement)
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Why sim World Mastercard®?
sim World Mastercard® understands Hong Kong people are too busy to deal with hassle, therefore sim provides simple and instant credit card service, letting everyone save time and money in an easy way!
Main Features
- Up to 8% CashBack* for all the online and overseas spending!
- 3% CashBack* for designated local merchants spending
- Instant cash by 1 click on app
*The maximum amount of CashBack that may be awarded to each card account of an Eligible Card under the CashBack Promotion is HKD200 per calendar month and HKD800 in total for the entire Promotion Period.
The above promotion shall be subject to the Terms and Conditions of sim Credit Card CashBack Promotion, sim World Mastercard® CashBack Promotion and sim Credit Card/ sim World Mastercard® Welcome Offer.
If you have any questions, please contact sim Credit Card customer service hotline at (852) 2722 1111.

- HKD200 CashBack / Canon SELPHY Compact Photo Printer

- Up to 8% CashBack for online spending and local transportation transactions
- SiMPLE Registration for All
sim Credit Card - Dream Easy
Our goal is SiMPLE: to make your pursuit of dreams easier. That's why sim Credit Card offers simple card applications and up to 8% CashBack on your purchases*. Welcome to a SiMPLE life!
The Welcome Offer is valid from 1 November 2025 until 30 November 2025 (both days inclusive) (“Promotion Period”).
1) Accumulated Spending over $4,000 or above will be eligible to redeem one of the following rewards: HKD200 CashBack/HKD200 Apple Store gift card/HKD500 Netflix Gift Card
2) Accumulated Spending over $8,000 or above will be eligible to redeem Canon SELPHY QX20 Compact Photo Printer (Reference Value: HKD1,219)
3) Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan (No spending requirement)
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Why sim Credit Card
sim Credit Card understands Hong Kong people are too busy to deal with hassle, therefore sim provides a simple and instant credit card service, letting everyone save time and money in an easy way!
Main Features
- Up to 8% CashBack* for online spending and local transportation transactions!
- 3% CashBack* for designated local merchants spending
- Instant cash by 1 click on app
- Students (Perpetual annual fee waiver for local Full-time University/Tertiary Students^) & slashers welcome, SiMPLE registration for all!
*The maximum amount of CashBack that may be awarded to each card account of an Eligible Card under the CashBack Promotion is HKD200 per calendar month and HKD800 in total for the entire Promotion Period.^The perpetual annual fee waiver for local full-time University/Tertiary Students is only applicable to students who successfully submit a valid copy of the student ID and is verified by the Card Issuer.
The above promotion shall be subject to the Terms and Conditions of sim Credit Card CashBack Promotion, sim World Mastercard® CashBack Promotion and sim Credit Card/ sim World Mastercard® Welcome Offer.
If you have any questions, please contact sim Credit Card customer service hotline at (852) 2722 1111.

- $700 +FUN Dollars

- Perpetual Annual Fee Waiver
- Foreign Currency Spending rebate: Up to 7%
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms & Conditions
From now till 31 December 2025, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customers: $300 +FUN Dollars

- HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Annual fee waived for the first 2 years
- Cashback Local: 4%
Gift Options
- New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$400 Wellcome Shopping Voucher + HK$100 cash rebate
- From 1 December 2025 6 p.m. till 31 December 2025 12 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 January 2026: The card must be approved by Prime Credit, subject to the Bank's system records.
- Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
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Gift Options
- LG 27-inch Full HD IPS Smart Monitor; or
- Marshall Emberton II Bluetooth Speaker; or
- HK$500 Cash Rebate; or
- HK$200 Cash Rebate (Only applicable to Full-time University / Tertiary Student); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
Welcome Offer
Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:
- Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- LG 27-inch Full HD IPS Smart Monitor; or
- Marshall Emberton II Bluetooth Speaker
- Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or
Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):
- HK$200 Cash Rebate; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
- Terms and Conditions apply

- HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
1) Exclusive Offer - Gift Options
New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
- From 1 December 2025 6 p.m. till 31 December 2025 12 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 January 2026: The card must be approved by Prime Credit, subject to the Bank's system records.
- Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
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Gift Options
- TOSHIBA Free-Installation Countertop Dishwasher (DWS-22AHK); or
- Samsung Galaxy Tab A9 (LTE) tablet ; or
- HK$500 Cash Rebate; or
- HK$200 Cash Rebate (Only applicable to Full-time University / Tertiary Student); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Welcome Offer is only applicable during the period from July 1, 2025 to December 31, 2025 (both dates inclusive)
Welcome Offer (Choose 1 out of 5)
- Spend a total of HK$9,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
- TOSHIBA Freestanding Dishwasher (DWS-22AHK); or
- Spend a total of HK$8,800 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
- Samsung Galaxy Tab A9 (LTE) Tablet; or
- Spend a total of HK$8,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
- HK$500 Cash Rebate; or
- Spend a total of HK$2,000 in eligible retail purchases with the new card within the first 90 days from card issuance (only applicable to full-time university/college students) to receive:
- HK$200 Cash Rebate; or
- No spending requirement:
- Up to HK$90,000 interest-free and handling-fee-free cash installment program

- Welcome Offer - Up to $700 +FUN Dollars

- Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
- Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms & Conditions
Valid until 31 December 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customer: $300 +FUN Dollars
- Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

- HK$4,800 HKTVmall e-Gift Voucher

- The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
- Access 1,400+ Airport Lounges
Gift Options
- HK$4,800 HKTVmall e-Gift Voucher (Upgraded Offer); or
- HK$4,500 Apple Store Gift Card; or
- HK$4,500 Cash Rebate (Deposited via FPS Account) ; or
- Philips PSA2218/00 2-in-1 Semi-Automatic Capsule Espresso Machine (valued at HK$6,998); or
- Dyson PencilVac Fluffycones cleaner (valued at HK$4,990)
New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 5 gifts)
Choose one of the following rewards: HK$4,800 HKTVmall e-Gift Voucher (Upgraded Offer) / HK$4,500 Apple Store Gift Card / HK$4,500 Cash Rebate (Deposited via FPS Account) / Philips PSA2218/00 2-in-1 Semi-Automatic Capsule Espresso Machine (valued at HK$6,998) / Dyson PencilVac Fluffycones cleaner (valued at HK$4,990).
Requirements:
- December 05, 2025, 6 PM to December 31, 2025, 12 PM: Apply for the American Express Platinum Card via MoneyHero.
- Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
- By January 31, 2026: Successfully get your credit card approved (approval based on the bank’s records).
- Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.
*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

- Up to 120,000 yuu Points

- Perpetual Annual Fee Waiver
- Cashback Local: 2%
Welcome Offer - Up to 120,000 yuu Points
Gift Options
- 120,000 yuu Points (for new credit card customers); or
- 80,000 yuu Points (for existing credit card customers)
Terms & Conditions
Till 31 Dec 2025, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:
- Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$6,000 within 60 days from the date of new card issuance:
- New Credit Card Customers: 120,000 yuu Points (equivalent to rewards worth HK$600) OR
- Existing Credit Card Customers: 80,000 yuu Points (equivalent to rewards worth HK$400)

- New credit card customers $500 RewardCash

- Perpetual annual fee waiver
- Cashback Overseas Online Shopping: 4%
HSBC Red Credit Card - Welcome Offer
Offers
- New credit card customers $500 RewardCash and lifetime annual fee waiver; or
- Earn up to 8% RewardCash at designated merchants; or
- Enjoy up to 4% RewardCash on online spending
Terms and conditions
Welcome Offer
- New credit card customers can enjoy up to $500 RewardCash and a lifetime annual fee waiver.
- Limited-time offer: Earn up to $300 RewardCash, plus an extra $200 RewardCash upon successful application for the Cash Instalment Plan.
Spending Rewards
- Up to 8% RewardCash at designated merchants – enjoy 8% RewardCash on the first HK$1,250 eligible spending, and unlimited 0.4% RewardCash thereafter. Designated merchants include:
- Hong Kong Sushiro
- TamJai SamGor Mixian
- TamJai Yunnan Mixian
- The Coffee Academïcs
- GU
- Decathlon Hong Kong
- lululemon
- NAMCO
- TAITO STATION
- Up to 4% RewardCash on online spending – enjoy 4% RewardCash on the first HK$10,000 online spending, and unlimited 0.4% RewardCash thereafter.

- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)

- Up to 5% CashBack with selected merchants
- Perpetual Annual Fee Waiver
Exclusive Welcome Offer
Gift Options
- HK$800 HKTVmall e-Gift Voucher; or
- HK$800 Apple Store Gift Card; or
- HK$800 Wellcome Shopping Voucher; or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) ; or
- NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour); or
- Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
New Standard Chartered Credit Card Customers get rewarded with HK$800 HKTVmall e-Gift Voucher OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780) OR Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) : by fulfilling the following requirements:
- From 01 December 2025 6 p.m. to 31 December 2025 12 p.m. : New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card / Standard Chartered Simply Cash Visa Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
- On or before 31 January 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.

- Welcome Offer Up to HK$600 Cash Rebate

- Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
- Other retail spending with up to 1% rebate
Welcome Offer Up to HK$600 Cash Rebate
New Customers who successfully apply for DBS Eminent Card during the period from 3 October 2025 to 6 January 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:
Welcome Gift | “Spending Requirement” |
Up to HK$600 Cash Rebate:
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DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate
- 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required
Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
Terms and conditions apply, click “Apply Now” for more details.

- Welcome Offer - Earn up to 72,000 miles (1,296,000 AMEX Points)!

- Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide
Welcome Offer - Earn up to 72,000 miles (1,296,000 AMEX Points)!
Promotion Period:01 December 2025 - 31 December 2025 (both days inclusive)
- First Transaction Bonus
18,000 points upon successful application and first transaction made in the first 3 months - Welcome Bonus
126,000 points upon HK$7,000 spending in the first 3 months - Local Spending Bonus HK$1=6 Points
1,152,000 points earn 6X points for eligible local spending within first 3 months
*Welcome Offer terms and conditions
Free Airport Lounge Access
- From now until December 31, 2025, Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide
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- PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)
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- Up to HK$3/mile for overseas & online foreign currency spending
- Up to HK$3.8/mile for local spending
Gift Options
- PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
- Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480) (redeemed using Citibank Credit Card with HK$1,500); or
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
- Nintendo Switch 2 (valued at $3,450) (redeemed using Citibank Credit Card with HK$1,500); or
- Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380); or
- HK$2,000 Wellcome Shopping Voucher
Terms & Conditions
New Citibank Customers can get MoneyHero Exclusive reward with PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480) (redeemed using Citibank Credit Card with HK$1,500) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Nintendo Switch 2 (valued at $3,450) (redeemed using Citibank Credit Card with HK$1,500) / Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 04 August 2025 12 pm till 11 August 2025 6 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 01 October 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Tips
- Please turn off AdBlocker and private mode before application
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Details for redeeming the Nintendo Switch 2 (valued at $3,450) / Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480):
After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) / Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480) by paying HK$1,500 using Citibank Credit Card at the redemption center.
If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

- PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)

- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
Gift Options
- PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
- Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480) (redeemed using Citibank Credit Card with HK$1,500); or
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
- Nintendo Switch 2 (valued at $3,450) (redeemed using Citibank Credit Card with HK$1,500); or
- Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380); or
- HK$2,000 Wellcome Shopping Voucher
Terms & Conditions
New Citibank Customers can get MoneyHero Exclusive reward with PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480) (redeemed using Citibank Credit Card with HK$1,500) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Nintendo Switch 2 (valued at $3,450) (redeemed using Citibank Credit Card with HK$1,500) / Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 04 August 2025 12 pm till 11 August 2025 6 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 01 October 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Tips
- Please turn off AdBlocker and private mode before application
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Details for redeeming the Nintendo Switch 2 (valued at $3,450) / Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480):
After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) / Dyson Airwrap i.d.™ multi-styler Straight+Wavy) (valued at HK$4,480) by paying HK$1,500 using Citibank Credit Card at the redemption center.
If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

- PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)

- 2% Rebate on Local Dining and Hotel Spending
Gift Options
- HK$2,500 HKTVmall e-Gift Voucher (Upgraded Offer); or
- HK$2,000 Apple Store Gift Card; or
- HK$2,000 Wellcome Shopping Voucher; or
- 25,000 Max Miles flight miles; or
- PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
- Dyson HT01 Airstrait™ straightener (valued at HK$3,980) ; or
- LOJEL CUBO 30-inch Suitcase (valued at HK$3,700; random colour)
Terms & Conditions
New Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) can get MoneyHero Exclusive reward with HK$2,500 HKTVmall e-Gift Voucher (Upgraded Offer) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher / 25,000 Max Miles flight miles / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Dyson HT01 Airstrait™ straightener (valued at HK$3,980) / LOJEL Cubo 30-inch Suitcase (valued at HK$3,700; random colour).
Requirements
- From 10 December 2025 12 pm till 17 December 2025 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
- On or before 31 January 2026: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

- HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Annual fee waived for the first 2 years
- Cashback Local: 4%
Gift Options
- New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$400 Wellcome Shopping Voucher + HK$100 cash rebate
- From 1 December 2025 6 p.m. till 31 December 2025 12 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 January 2026: The card must be approved by Prime Credit, subject to the Bank's system records.
- Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
______________________
Gift Options
- LG 27-inch Full HD IPS Smart Monitor; or
- Marshall Emberton II Bluetooth Speaker; or
- HK$500 Cash Rebate; or
- HK$200 Cash Rebate (Only applicable to Full-time University / Tertiary Student); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
Welcome Offer
Valid until 28 February 2026, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:
- Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- LG 27-inch Full HD IPS Smart Monitor; or
- Marshall Emberton II Bluetooth Speaker
- Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or
Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):
- HK$200 Cash Rebate; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
- Terms and Conditions apply

- HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
1) Exclusive Offer - Gift Options
New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
- From 1 December 2025 6 p.m. till 31 December 2025 12 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 January 2026: The card must be approved by Prime Credit, subject to the Bank's system records.
- Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
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Gift Options
- TOSHIBA Free-Installation Countertop Dishwasher (DWS-22AHK); or
- Samsung Galaxy Tab A9 (LTE) tablet ; or
- HK$500 Cash Rebate; or
- HK$200 Cash Rebate (Only applicable to Full-time University / Tertiary Student); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Welcome Offer is only applicable during the period from July 1, 2025 to December 31, 2025 (both dates inclusive)
Welcome Offer (Choose 1 out of 5)
- Spend a total of HK$9,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
- TOSHIBA Freestanding Dishwasher (DWS-22AHK); or
- Spend a total of HK$8,800 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
- Samsung Galaxy Tab A9 (LTE) Tablet; or
- Spend a total of HK$8,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
- HK$500 Cash Rebate; or
- Spend a total of HK$2,000 in eligible retail purchases with the new card within the first 90 days from card issuance (only applicable to full-time university/college students) to receive:
- HK$200 Cash Rebate; or
- No spending requirement:
- Up to HK$90,000 interest-free and handling-fee-free cash installment program

- Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)

- Up to 40,000 Asia Miles Welcome Offer
- First Year Annual Fee Waiver
1) Exclusive Welcome Offer - Gift Options
- HK$900 HKTVmall e-Gift Voucher; or
- HK$900 Apple Store Gift Card; or
- HK$900 Wellcome Shopping Voucher; or
- Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980); or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) ; or
- Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
Terms & Conditions
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with HK$900 HKTVmall e-Gift Voucher OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) by fulfilling the following requirements:
- From 01 December 2025 6 p.m. to 31 December 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
- On or before 31 January 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
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2) Welcome Offer - Up to 40,000 Miles - Gift Options
Up to 40,000 Miles
Terms & Conditions
- From now till 31 December 2025, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
- Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
- Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
- Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
- Spending within the first 2 months upon card issuance –

- Up to 6% rebate on online spending

- Welcome offer up to $600 rewards
Welcome Offer Up to HK$600 Cash Rebate
New Customers who successfully apply for DBS Live Fresh Card during the period from 3 October 2025 to 6 January 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:
Welcome Gift | “Spending Requirement” |
Up to HK$600 Cash Rebate:
|
|
Privileges
- Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
- DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
- 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
- First year annual fee waiver
mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).
Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.
Terms and conditions apply, click “Apply Now” for more details.

- Welcome Offer Up to 32,000 Miles

- HK$2 = 1 mile on overseas spending
Welcome Offer
New customers^ who successfully apply for DBS Black World Mastercard by 6 Jan 2026 are entitled to the applicable welcome gift (“Welcome Gift”) set out below:
New Customers |
|---|
Up to 30,000 Miles and/or Extra 2,000 Miles* |
Terms and conditions applicable to up to 30,000 miles (“Miles Reward”):
New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:
Spending Requirement | Miles Reward |
|---|---|
Tier 1: Accumulated Eligible Spending of HK$8,000 | 8,000 miles (i.e. DBS$384) |
Tier 2: Accumulated Eligible Spending of HK$20,000 | 12,000 miles (i.e. DBS$576) |
Tier 3: Accumulated Eligible Spending of HK$60,000 | 30,000 miles (i.e. DBS$1,440) |
*Extra 2,000 miles (i.e DBS96) for Applying Flexi Programme successfully
Enjoy free trials of Flexi Shopping Programme
- Successfully apply for Flexi Shopping 3, 6 or 12-month instalments@ via DBS Card+ app within 3 months after the new card issuance
- Enjoy a one-off handling fee rebate up to HK$200
Enjoy a first-year annual fee waiver
Terms and conditions apply, click “Apply Now” for more details.

- Up to HK$400 welcome offer

- 8% COMPASS Dollar rebate on Local Supermarket spending
- Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending
Welcome Offer Up to HK$600 Cash Rebate
New Customers who successfully apply for DBS COMPASS VISA during the period from 3 October 2025 to 6 January 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:
Welcome Gift | “Spending Requirement” |
Up to HK$600 Cash Rebate:
|
|
New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
Terms and conditions apply, click “Apply Now” for more details.

