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Basic Mortgage
Mortgage Calculator
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%
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Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
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Credit Card Comparison

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Providers
  • Hang Seng Bank
  • United Asia Finance Limited
  • MOX
  • Prime Credit
  • AEON Credit Service (Asia)
  • American Express
  • Fubon (HK) Bank
  • HSBC
  • Citibank
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$150000
    sim Credit Card
    • HK$300 Apple Store Gift Card; or HK$300 Wellcome Shopping Voucher
    N/A
    Min. Annual Income
    3%
    Cashback Local
    8%
    Cashback Local Online Shopping

      Terms & Conditions
      MoneyHero Time-limited Exclusive Offer

      From 31 May 2024 6 p.m. till 31 July 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated the card via MoneyHero to get HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher without any transaction requirement.
      Successfully complete the reward form within 7 days after applying
      By 31 July 2024: Application successfully approved
      MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
      How to redeem MoneyHero exclusive offer?
      Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
      Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
      MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
      Terms and Conditions apply
      The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

      Mox Credit
      N/A
      No Requirement
      2%
      Overseas Spending - Cashback Rate
      3%
      Local Spending - Cashback Rate
        PrimeCredit WeWa UnionPay Card for University Student
        • HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher
        N/A
        Min. Annual Income
        Not Available
        Local Spending - Air Miles Conversion
        Local Spending - Cashback Rate
        On designated merchant categories

          MoneyHero Exclusive Offer - HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

          From 1 July 2024 till 31 July 2024 18:00 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
          How to redeem MoneyHero exclusive offer?
          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
          Tips:
          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
          Gift Options

          New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
          New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
          Terms & Conditions
          Including a total value of HK$400 supermarket cash coupon from MoneyHero and HK$100 cash rebate from PrimeCredit. Terms and conditions apply.

          PrimeCredit EarnMORE UnionPay Card for University Student
          • HK$400 Apple Store Gift Card + HK$200 Cash Rebate
          N/A

            MoneyHero Exclusive Offer - HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

            From 1 July 2024 till 31 July 2024 18:00 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
            How to redeem MoneyHero exclusive offer?
            Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
            Tips:
            Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
            The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
            Gift Options

            New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
            New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

            AEON CARD WAKUWAKU
            • HK$100 Wellcome Shopping Voucher
            N/A
            Min. Annual Income
            N/A
            Local Spending - Air Miles Conversion
            6%
            Online Spending

              Gift Options

              HK$200 Wellcome Shopping Voucher
              Terms & Conditions
              MoneyHero Exclusive Offer - HK$100 Wellcome Shopping Voucher + HK$200 cash rebate
              New Customers of AEON Card, using the exclusive MoneyHero promo code "MHWAKU" to apply AEON CARD WAKUWAKU via the "AEON HK" Mobile App, can get the MoneyHero exclusive offer of HK$200 Wellcome Shopping Voucher. Upon successful application and credit card approval, you can enjoy HK$200 cash rebate (offered by AEON) upon completion of eligible transactions (based on a single transaction) with your credit card within the billing period.
              How to redeem MoneyHero exclusive offer?
              Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with AEON.
              It may take 16-21 weeks from applications to redemption yet the actual time may vary due to the situation. Please refer to How to redeem exclusive rewards from MoneyHero
              Please refer to terms and conditions for details
              Tips:
              Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
              The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

              MUJI Card
              $150000
                Hang Seng MMPOWER World Mastercard®
                $150000
                  American Express® Gold Business Card
                  $200000
                  Min. Annual Income
                  0.83%
                  Local Spending - Cashback Rate
                  1%
                  Overseas Spending - Cashback Rate on foreign currency spending
                    The Platinum Card
                    $10000
                    Min. Annual Income
                    $ 5 /mile
                    Overseas Spending - Air Miles Conversion
                    Unlimited
                    Number of Free Lounge Access

                      Gift Options

                      Ecovacs DEEBOT T30 PRO OMNI Robotic Vacuum Cleaner (valued at HK$4,999) ; or
                      DYSON V12s Detect Slim Submarine™ Wet And Dry Vacuum Cleaner (valued at HK$5,180); or
                      HK$3,500 Apple Store Gift Card; or
                      HK$3,500 HKTVmall e-Gift Voucher
                      Terms & Conditions
                      New American Express The Platinum Card® customers get rewarded with Ecovacs DEEBOT T30 PRO OMNI Robotic Vacuum Cleaner (valued at HK$4,999) OR DYSON V12s Detect Slim Submarine™ Wet And Dry Vacuum Cleaner (valued at HK$5,180) OR HK$3,500 Apple Store Gift Card OR HK$3,500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

                      From 2 July 2024 6 p.m. to 31 July 2024 6 p.m.: Apply for The Platinum Card® via MoneyHero
                      Within 7 days of receiving the form: Submit the reward redemption form sent via email previously
                      On or before 31 August 2024: The card must be approved by American Express
                      Within 2 months after card issuance: reach HK$15,000 eligible spending and fully paid the annual fee
                      Tips:
                      Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                      Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                      Terms and Conditions Apply
                      The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                      Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.

                      Fubon Visa Platinum
                      • Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color); or Marshall Minor III Headphone (Valued at HK$1,159); or HK$700 Apple Store Gift Card;
                      $60000
                      Min. Annual Income
                      4%
                      Local Spending - Cashback Rate on spending at local online merchants and designated supermarkets
                      2%
                      Overseas Spending - Cashback Rate on foreign currencies spending

                        Gift Options

                        Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color); or
                        Marshall Minor III Headphone (Valued at HK$1,159); or
                        HK$700 Apple Store Gift Card; or
                        HK$700 Wellcome Shopping Voucher
                        Terms & Conditions
                        New Fubon Visa Platinum Credit Card Customers get rewarded with Delsey ECLIPSE SE 27" Expandable Spinner Front-opening Suitcase (Valued at HK$3,680; random color) OR Marshall Minor III Headphone (Valued at HK$1,159) OR HK$700 Apple Store Gift Card OR HK$700 Wellcome Supermarket Voucher
                        From now till 31 July 2024 6 p.m. : New Fubon Credit Card Customers who successfully apply for Fubon Visa Platinum Credit Card via MoneyHero by using promo code "MoneyHero"
                        On or before 30 September 2024: The card must be approved by Fubon, subject to the Bank’s system records.
                        Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                        Tips:
                        Please turn off AdBlocker and private mode before application:3 settings to ensure coupon reward eligibility
                        Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                        Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                        The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                        Terms and Conditions Apply.

                        恒生enJoy卡
                        $150000
                        最低年薪要求
                        不適用
                        本地消費里數回贈率
                        2.4%
                        本地消費現金回贈

                          Gift Options

                          New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
                          New Credit Card Customer : Philips 3-in-1 Purifier, Fan and Heater (valued at HK$2,688; random colour) ; or
                          New Credit Card Customer : BRUNO Deluxe Package (total value at HK$1,196): BRUNO Soymilk (value of HK$698, random colour) & Hot Soup Blender + BRUNO Hand Blender (value of HK$498, random colour); or
                          New Credit Card Customer : Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780); or
                          New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
                          New Credit Card Customer : HK$1,000 Wellcome Shopping Voucher; or
                          New to Card Customer : HK$1,000 HKTVmall e-Gift Voucher
                          Terms & Conditions
                          From now till 15 July 2024 6 p.m.
                          New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Philips 3-in-1 Purifier, Fan and Heater (valued at HK$2,688, random colour) OR BRUNO Deluxe Package (total value at HK$1,196): BRUNO Soymilk (value of HK$698, random colour) & Hot Soup Blender + BRUNO Hand Blender (value of HK$498, random colour) OR Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780) OR HK$1,000 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
                          Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen Wireless Portable Speaker(valued at HK$999) OR POLAROID Go Instant Camera (valued at HK$999) OR BRUNO BAK801 Instant Hot Water Dispenser (valued at HK$998) OR HK$700 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
                          Important dates :

                          On or before 31 August 2024: The card must be approved by Hang Seng.
                          New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
                          Existing Credit Card customer^ - Spent HK$700 within 30 calendar days after approval.
                          How to redeem Moneyhero Exclusive Offer?
                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                          Tips:
                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                          Hang Seng enJoy Visa Platinum Card
                          The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                          *“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

                          ^“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

                          HSBC EveryMile Credit Card
                          • $800 RewardCash; or $200 RewardCash
                          $240000

                            Gift Options

                            $800 RewardCash; or
                            $200 RewardCash


                            Terms & Conditions
                            Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

                            New Credit Card Customers: $800 RewardCash
                            Existing Credit Card Customers: $200 RewardCash

                            HSBC Red Credit Card
                            $120000

                              Gift Options

                              $200 RewardCash
                              Terms & Conditions
                              New Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and Conditions

                              American Express® Platinum Credit Card
                              • HK$2,000 HK Express cash voucher; or 300,000 American Express Membership Points
                              $300000
                              Min. Annual Income
                              $2.5/mile
                              Local Spending - Air Miles Conversion
                              2%
                              Local Spending - Cashback Rate

                                Gift Options

                                HK$2,000 HK Express cash voucher; or
                                300,000 American Express Membership Points
                                Terms & Conditions
                                Apply successfully via MoneyHero and accumulate eligible spending of HK$5,000 or above to enjoy extra 300,000 American Express Membership Points or HK$2,000 HK Express cash voucher
                                Click here to apply and get extra 300,000 American Express Membership Points
                                Click here to apply and get HK$2,000 HK Express cash voucher
                                For Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission, and spends an aggregate of HK$5,000 or above on his or her Basic and/or Supplementary Cards within the first 3 months from the date of approval of the Basic Card, HK Express cash voucher with a total value of HK$2,000 will be sent to qualifying Basic Cardmembers within 12 weeks upon the transaction. Terms and Conditions of HK Express cash voucher apply.

                                Citi Prestige Card
                                • Gift Options Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780); or Sennheiser AMBEO Soundbar Mini (valued at HK$6,999); or HK$5,000 Apple Store
                                $600000
                                Min. Annual Income
                                $6/mile
                                Local Spending - Air Miles Conversion
                                0.8 %
                                Local Spending - Cashback Rate

                                  Terms & Conditions
                                  MoneyHero Time-Limited Exclusive Offer

                                  New Citi Prestige Card Customers get rewarded with Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) / Sennheiser AMBEO Soundbar Mini (valued at HK$6,999) / HK$5,000 Apple Store Gift Card / HK$5,000 Trip.com e-Voucher
                                  Requirements

                                  2 July 2024 6 p.m. till 1 August 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
                                  Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                                  On or before 31 August 2024: The card must be approved by Citibank.
                                  Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
                                  Tips

                                  Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                  Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
                                  Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                                  If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                                  New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
                                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

                                  DBS Eminent Visa Signature Card
                                  • Up to 5% Rebate Program for F&B
                                  $360000
                                  Min. Annual Income
                                  Not Available
                                  Local Spending - Air Miles Conversion
                                  5%
                                  Local Spending - Cashback Rate
                                  • Dining Privileges Up to 30% off
                                  • Welcome Offer Up to HK$600 Cash Rebate

                                  Welcome Offer Up to HK$600 Cash Rebate

                                  New Customers who successfully apply DBS Eminent Card by 2 July 2024 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:

                                    

                                  Welcome Gift

                                  “Spending Requirement”

                                  Up to HK$600 Cash Rebate:

                                  • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
                                  • Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
                                  • HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date
                                  • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
                                    - accumulated retail spending of HK$3,000 or above, and/or
                                    - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
                                  • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
                                    - HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
                                    - apply 12-month or above Flexi Shopping Programme
                                  • HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

                                  DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

                                  • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
                                  • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
                                  • Registration in DBS Card+ mobile application is required

                                  Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

                                  Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

                                  New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

                                  Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


                                  Terms and conditions apply, click “Apply Now” for more details.

                                  PrimeCredit WeWa UnionPay Diamond Card
                                  • HK$400 Apple Store Gift Card + HK$200 Cash Rebate
                                  $150000
                                  Min. Annual Income
                                  Not Available
                                  Local Spending - Air Miles Conversion
                                  4%
                                  Local Spending - Cashback Rate
                                  • Crazy WeWa Reward up to 6% Cash Rebate

                                  MoneyHero Exclusive Offer - HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

                                  From 1 July 2024 till 31 July 2024 18:00 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                                  How to redeem MoneyHero exclusive offer?
                                  Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                                  Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                                  Tips:
                                  Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                  The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                                  Gift Options

                                  New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
                                  New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

                                  PrimeCredit EarnMORE UnionPay Diamond Card
                                  $150000
                                  Min. Annual Income
                                  Not Available
                                  Local Spending - Air Miles Conversion
                                  4 %
                                  Local Spending - Cashback Rate

                                    MoneyHero Exclusive Offer - HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

                                    From 1 July 2024 till 31 July 2024 18:00 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                                    How to redeem MoneyHero exclusive offer?
                                    Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                                    Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                                    Tips:
                                    Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                                    The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
                                    Gift Options

                                    New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
                                    New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate

                                    DBS Live Fresh Card
                                    • Up to 6% rebate on online spending
                                    $150000
                                    Min. Annual Income
                                    Not Available
                                    Local Spending - Air Miles Conversion
                                    5.4%
                                    Local Spending - Cashback Rate
                                    • Welcome offer up to $500 rewards

                                    Welcome offer up to $500 rewards

                                    New Customers who successfully apply DBS Live Fresh Card by 2 July 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

                                    Welcome GiftSpending Requirement

                                    HK$350 “InstaRedeem” Amount 

                                    • “InstaRedeem” Discount will be sub-divided into HK$200 and HK$150
                                    • Complete one single retail transaction of HK$200 or above and one single online transaction of HK$150 or above within 3 months from the card issuance date
                                    HK$4,800

                                    HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student)

                                    • “InstaRedeem” Discount will be sub-divided into three times of HK$50
                                    • Complete one single retail/online transaction of HK$50 or above to get one HK$50 "InstaRedeem" Discount within 3 months from the card issuance date
                                    • For tertiary student, please apply via DBS Card+
                                    HK$1,800
                                    Extra Welcome GiftSpending Requirement
                                    HK$100 Cash RebateHK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service;   
                                    or successfully apply 12-month or above Flexi Shopping Programme, no amount requirement
                                    Extra InstaRedeemSpending Requirement
                                    HK$50 “InstaRedeem” AmountSuccessfully activate the New Card within 2 months from card issuance date

                                    Privileges

                                    • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
                                    • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
                                    • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
                                    • First year annual fee waiver

                                    mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                                    When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

                                    Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

                                    Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

                                    • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

                                    Terms and conditions apply, click “Apply Now” for more details.

                                    DBS Black World Mastercard®
                                    • Welcome Offer Up to 42,000 Miles + $50 InstaRedeem Discount
                                    $240000
                                    Min. Annual Income
                                    $3/mile
                                    Upon meeting local and overseas spending goal*
                                    $4/mile
                                    Overseas spending - Air Miles Conversion
                                    • As low as HK$3 = 1 mile and worldwide travel privileges
                                    • HK$6 = 1 mile on local spending; HK$4 = 1 mile on overseas spending

                                    Welcome Offer

                                    New customers^ who successfully apply for DBS Black World Mastercard by 2 July 2024 can enjoy the first year annual fee waiver , Up to 42,000 miles and/or HK$50 InstaRedeem Discount  upon spending with the new card in the first 3 months and activating DBS Card+ account and the physical New Card in the first month:

                                    Spending RequirementMiles Reward
                                    Accumulated
                                    Eligible Spending# of HK$8,000
                                    8,000 miles
                                    (i.e. DBS$384)
                                    Accumulated
                                    Eligible Spending# of HK$20,000
                                    12,000 miles
                                    (i.e. DBS$576)
                                    Accumulated
                                    Eligible Spending# of HK$80,000
                                    40,000 miles
                                    (i.e. DBS$1,920)

                                     

                                    Extra 2,000 miles (i.e. DBS$96)
                                    Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments via the New Card within 3 months after its issuance

                                    HK$50 InstaRedeem Discount
                                    Successfully activate the physical New Card via DBS Card+ app within 2 month after its issuance

                                    New as low as HK$3 = 1 mile and worldwide travel privileges

                                    Register via DBS Card+ now to enjoy the following privileges upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase

                                    • as low as HK$3 = 1 mile
                                    • worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery

                                    ^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”).

                                    #Eligible Spending includes both local and overseas eligible retail spending.

                                    Terms and conditions apply, click “Apply Now” for more details.

                                    DBS COMPASS VISA Platinum
                                    • Up to 10% rebate on local supermarket spending
                                    $100000
                                    Min. Annual Income
                                    $10/mile
                                    Local Spending - Air Miles Conversion
                                     
                                     
                                    • Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
                                    • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

                                    Welcome Offer

                                    New Customers^ who successfully apply for DBS COMPASS VISA by 2 July 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gift, upon spending with the new card in the first 3 months and activating both DBS Card+ account and the physical New Card in the first month.

                                    HK$250 Local Supermarket or Taobao InstaRedeem Discount

                                    • Accumulated Eligible Spending of HK$4,000 or above, and/or
                                    • Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

                                    New Customers must download DBS Card+ app, register and activate DBS Card+ account and activate physical New Card within 1 month of the New Card issuance date. The HK$250 InstaRedeem Discount will be awarded to the eligible New Customers via the red InstaRedeem button of DBS Card+ upon completing a retail single spending transaction with amount of HK$250 or above at Local Supermarkets* or Taobao with the New Card.

                                    Extra Welcome Gift

                                    HK$100 Cash Rebate

                                    To reload the Octopus via the Octopus Automatic Add-Value Services and the accumulated reloaded amount is HK$1,000 or above or successfully apply for Flexi Shopping Programme (of any amount) with 12 or more monthly instalments with the New Card within the Spending Period

                                    HK$50 InstaRedeem Discount

                                    Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

                                    New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

                                    Terms and conditions apply, click “Apply Now” for more details.
                                     

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