Credit Card Comparison

- All
- Best Credit Card
- Octopus card
- Digital wallet
- Welcome gift
- Food & beverage
- Online shopping
- Cash rebate
- Asia miles
- United Asia Finance Limited
- Hang Seng Bank
- MOX
- Prime Credit
- AEON Credit Service (Asia)
- American Express
- Citic Bank International
- HSBC
- Standard Chartered Bank
- Citibank
- DBS Bank
- Min annual salary

- 【Deadline: 31 March 2025 6PM】DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160)

- Cash rebate upto 8%
- Easy approval
Gift Options
- DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160); or
- Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600); or
- Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
- HK$1,000 Apple Store Gift Card; or
- HK$1,000 Wellcome Shopping Voucher
Terms & Conditions
New sim Customers can get MoneyHero Exclusive reward with DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160) / Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher
Requirements
- From 03 March 2025 6 p.m. till 31 March 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
- On or before 30 April 2025: The card must be approved by sim
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$300

- 【Valid until 31 March 2025 11:59 p.m.】HK$400 Wellcome Shopping Voucher

- Perpetual Annual Fee Waiver
- Foreign Currency Spending rebate: Up to 7%
Exclusive Offer - Gift Options
HK$400 Wellcome Shopping Voucher
Terms & Conditions
New or Existing Hang Seng Bank Credit Card cardholders who successfully apply for participating Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$400 Wellcome Shopping Voucher
Important dates:
- From 01 March 2025 10 a.m. till 31 March 2025 11:59 p.m.: Successfully apply Hang Seng Travel+ Visa Signature Card and submitted redemption form via MoneyHero.
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$100
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
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Welcome Offer - Up to $700 +FUN Dollars
Gift Options
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms & Conditions
From now till 30 June 2025, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customers: $300 +FUN Dollars

- 【Deadline: 31/3/2025 6PM】DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160)

- 8% Rebate from online shopping
- Easy approval
Gift Options
- DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160); or
- Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600); or
- Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
- HK$1,000 Apple Store Gift Card; or
- HK$1,000 Wellcome Shopping Voucher
Terms & Conditions
New sim Customers can get MoneyHero Exclusive reward with DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160) / Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher
Requirements
- From 03 March 2025 6 p.m. till 31 March 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
- On or before 30 April 2025: The card must be approved by sim
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$300
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- 【Deadline 14/3/2025 6PM】 HK$1,200 coupon on Apple/HKTVmall/Trip.com
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- 3% Cash Back without upper limit
Gift Options
- HK$1,200 Apple Store Gift Card; or
- HK$1,200 HKTVmall e-Gift Voucher; or
- HK$1,200 Trip.com Gift Card
Terms & Conditions
Open a Mox Account successfully with the invitation code "MHNYR", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1,200 Apple Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card
- From 10 March 2025 6 p.m. to 14 March 2025 6 p.m.: New Mox customers who successfully apply for Mox Credit Card via MoneyHero
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records

- 【Till 31 March 2025 6 p.m】 HK$200 Wellcome Shopping Voucher + HK$100 cash rebate

- Annual fee waived for the first 2 years
Exclusive Offer - Gift Options
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate
- From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
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Welcome Offer - Gift Options
- SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
- American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage ; or
- HK$500 Cash Rebate; or
- HK$400 Klook e-Gift Card (Only applicable to Full-time University / Tertiary Student); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Welcome Offer
Valid until 30 June 2025, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:
- Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
- American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage
- Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or
Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):
- HK$400 Klook Gift Card; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

- 【Till 31 March 2025 6 p.m.】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
Exclusive Offer - Gift Options
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate
- From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
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Welcome Offer - Gift Options
- Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198) ; or
- GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600); or
- HK$500 Cash Rebate; or
- HK$400 Klook e-Gift Card (only for University / Tertiary students); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
- Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
- GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600)
- Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or
Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):
- HK$400 Klook Gift Card; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)


- Thanksgiving Days
- Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month) Except fast food, licensee and specified items
- Enjoy more savings all year-round with the "AEON Member Price"
- Starting from 7 November 2024, foreign transaction with AEON Cards are imposed
- 1.95% of the transaction amount of every foreign transaction converted into Hong Kong dollars (included the 1% charge imposed by relevant card associations).
- 1% of the transaction amount of every Hong Kong dollar transaction conducted overseas or merchant registered outside Hong Kong (as to be charged by relevant card associations).
- For details, please refer to the terms in credit card fee schedule and key facts statement
- Welcome offer is only applicable to new customer.
- New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
Other things to note
- Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.

- 【Deadline: 31/3/2025】New customer : LOJEL Alto 29" Large Luggage; Existing customer: HK$600 Apple Store Gift Card

- Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
- Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward
Exclusive Gift (New to Bank Customer)
Gift Options
- New Credit Card Customer : LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- New Credit Card Customer : Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color); or
- New Credit Card Customer : Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color)
Terms & Conditions
From now till 31 March 2025 6 p.m.
- New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) OR Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) OR Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color)
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
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Exclusive Gift (New to Bank Customer)
- New Credit Card Customer : HK$800 Apple Store Gift Card; or
- New Credit Card Customer :HK$800 Wellcome Shopping Voucher; or
- New Credit Card Customer : HK$800 Trip.com e-Gift Card
Terms & Conditions
From now till 31 March 2025 6 p.m.
- New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card / Wellcome voucher / Trip.com e-Gift Card
Important dates :
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
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Exclusive Gift (Existing Customer)
Gift Options
- Existing Credit Card Customer : HK$600 Apple Store Gift Card ; or
- Existing Credit Card Customer : HK$600 Wellcome Shopping Voucher; or
- Existing Credit Card customer:HK$600 Trip.com e-Gift Card
Terms & Conditions
From now till 31 March 2025 6 p.m.
- Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$600 Apple Store Gift Card / Wellcome Voucher / Trip.com e-Gift Card
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
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Exclusive Voucher (Existing Customer)
Gift Options
- Existing Credit Card Customer : LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker(valued at HK$999) ; or
- Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Terms & Conditions
From now till 31 March 2025 6 p.m.
- Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Important dates :
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
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Welcome Offer - Up to $700 +FUN Dollars
Gift Options
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms & Conditions
Valid until 30 June 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customer: $300 +FUN Dollars
- Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

- Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.

- Complimentary business travel insurance of up to HK$2,000,000 Business Travel Accident Insurance
- 2 complimentary visits to Plaza Premium Lounge per calendar year
- Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.; or
- Accumulate eligible spending of HK$45,000 within 3 months: Earn an additional 315,000 American Express Membership Rewards points (HK$1,050 reward); or
- Spend at designated business merchants within the first 3 months: Enjoy an extra 5X points (up to 225,000 points / HK$750 reward)
Terms & Conditions
- First transaction bonus : HK$200 statement credits upon first transaction made within the first 3 months upon Basic Card approval
- Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in the first 3 months
- Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in the first 3 months
- Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell)
- Terms and conditions apply.

- Earn up to 1,000,000 Membership Rewards points

Between February 28, 2025, 6 PM and March 31, 2025, 6 PM, apply for the American Platinum Card® via MoneyHero. Complete the designated spending requirement and settle the annual fee within two months after card issuance to enjoy MoneyHero's exclusive limited-time offer.
Gift Options
- LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190) or
- Dyson V12 Detect Slim Fluffy Cordless Vacuum Cleaner (valued at HK$5,180) or
- Dyson HP10 Purifier Hot+Cool™ Gen1 3-in-1 Air Purifier Heater (valued at HK$4,480) or
- HK$3,500 Apple Store Gift Card or
- HK$3,500 Trip.com e-Gift Voucher
New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 5 gifts)
Choose one of the following rewards: LG MD16GQSA1 28L Inverter Ion Sterilization Dehumidifier (valued at HK$5,190) / Dyson V12 Detect Slim Fluffy Cordless Vacuum Cleaner (valued at HK$5,180) / Dyson HP10 Purifier Hot+Cool™ Gen1 3-in-1 Air Purifier Heater (valued at HK$4,480) / HK$3,500 Apple Store Gift Card / HK$3,500 Trip.com e-Gift Voucher
Requirements:
- February 28, 2025, 6 PM to March 31, 2025, 6 PM: Apply for the American Express Platinum Card via MoneyHero.
- Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
- By April 30, 2025: Successfully get your credit card approved (approval based on the bank’s records).
- Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.
*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers


MoneyHero Exclusive Offer
- Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700); or
- Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700); or
- LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
- Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color); or
- HK$900 Apple Store Gift Card; or
- HK$900 Wellcome Shopping Voucher
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700) / LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) / HK$900 Apple Store Gift Card / HK$900 Wellcome Shopping Voucher
Requirements
- Valid until 31 March 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
- On or before 30 April 2025: The card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

- 【Till 31 March 2025 6 p.m. 】HK$300 Apple Store Gift Card/Wellcome Shopping Voucher

- Perpetual annual fee waiver
- Cashback Overseas Online Shopping: 4%
Exclusive Offer - Gift Options
- HK$300 Apple Store Gift Card; or
- HK$300 Wellcome Shopping Voucher
Terms & Conditions
- New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:
- From 28 February 2025 6 p.m. to 31 March 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card for Students via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
- On or before 30 April 2025: The card must be successfully approved, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

- 【Deadline: 31 March 2025 6PM】LOJEL Alto 29" Large Luggage OR HK$800 Apple Store Gift Card

- Up to 5% CashBack with selected merchants
Exclusive Welcome Voucher: Gift Options
- LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
- HK$800 Apple Store Gift Card; or
- HK$800 Wellcome Shopping Voucher; or
- HK$800 HKTVmall e-Gift Voucher; or
- HK$800 Trip.com Gift Card
New Standard Chartered Credit Card Customers get rewarded by fulfilling the following requirements:
- From 28 February 2025 6 p.m. to 31 March 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 30 April 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
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- 【Deadline: 01 April 2025 6PM】LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan
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- Apply to get Extra 40,000 Miles
Gift Options
- LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan (valued at HK$5,990, random colour); or
- Travel Deluxe Combo: LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) + LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- HK$3,000 Apple Store Gift Card; or
- HK$3,000 Trip.com e-Gift Card; or
- HK$3,000 SOGO Voucher
Terms & Conditions
MoneyHero Time-Limited Exclusive Offer
- New Citi Prestige Card Customers get rewarded with:
- LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan (valued at HK$5,990, random colour); or
- Travel Deluxe Combo: LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) + LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- HK$3,000 Apple Store Gift Card / HK$3,000 Trip.com e-Gift Card / HK$3,000 SOGO Voucher
Requirements
- From 07 March 2025 12 p.m. till 01 April 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 01 May 2025: The card must be approved by Citibank.
- Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.

- Welcome Offer Up to HK$600 Cash Rebate

- Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
- Other retail spending with up to 1% rebate
Welcome Offer Up to HK$600 Cash Rebate
New Customers who successfully apply for DBS Eminent Card by 3 Apr 2025 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:
Welcome Gift | “Spending Requirement” |
Up to HK$600 Cash Rebate:
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DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate
- 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required
Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
Terms and conditions apply, click “Apply Now” for more details.


MoneyHero Exclusive Welcome Offer
- Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700); or
- Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700); or
- LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
- Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
- Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color); or
- HK$900 Apple Store Gift Card; or
- HK$900 Wellcome Shopping Voucher
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to HK$900 Apple Store Gift Card / HK$900 Wellcome Shopping Voucher
Requirements
- Valid until 31 March 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
- On or before 30 April 2025: The card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Welcome offer
Gift Options
- 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate); or
- HK$600 Cash Reward
From January 3, 2025, to July 2, 2025, new credit card customers who successfully apply for the CNCBI Motion Credit Card can enjoy the following welcome offers (choose 1 out of 2):
- 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
- HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
- Please refer to CNCBI Motion Credit Card page for the offer details
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- 【⏰ Deadline: 01 April 2025 12 PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier
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- Up to HK$3 = 1 mile for overseas spending
Gift Options
- CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
- LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
- Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
- Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
- HK$1,800 Apple Store Gift Card; or
- HK$1,800 Wellcome Shopping Voucher
Terms & Conditions
New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher
Requirements
- From 03 March 2025 12 p.m. till 01 April 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 01 May 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

- 【⏰ Deadline: 01 April 2025 12 PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier

- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
- Points that never expire
Gift Options
- CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
- LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
- Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
- Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
- HK$1,800 Apple Store Gift Card; or
- HK$1,800 Wellcome Shopping Voucher
Terms & Conditions
New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher
Requirements
- From 03 March 2025 12 p.m. till 01 April 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 01 May 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

- 【⏰ Deadline: 01 April 2025 12 PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier

- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
Gift Options
- CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
- LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
- Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
- Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
- HK$1,800 Apple Store Gift Card; or
- HK$1,800 Wellcome Shopping Voucher
Terms & Conditions
New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher
Requirements
- From 03 March 2025 12 p.m. till 01 April 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 01 May 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

- 【⏰ Deadline: 01 April 2025 12 PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier

- 2% Rebate on Local Dining and Hotel Spending
Gift Options
- CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
- LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
- Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
- Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
- HK$1,800 Apple Store Gift Card; or
- HK$1,800 Wellcome Shopping Voucher
Terms & Conditions
New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher
Requirements
- From 03 March 2025 12 p.m. till 01 April 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 01 May 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

- 【Till 31 March 2025 6 p.m】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Annual fee waived for the first 2 years
Exclusive Offer - Gift Options
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate
- From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
_____________________________________________
Welcome Offer - Gift Options
- SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
- American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage ; or
- HK$500 Cash Rebate; or
- HK$400 Klook e-Gift Card (Only applicable to Full-time University / Tertiary Student); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
Welcome Offer
Valid until 30 June 2025, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:
- Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
- American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage
- Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate

- 【Till 31 Mar 2025 6 p.m.】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
Exclusive Offer - Gift Options
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
Terms & Conditions
MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate
- From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
______________________________________________________
Welcome Offer - Gift Options
- Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198) ; or
- GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600); or
- HK$500 Cash Rebate; or
- HK$400 Klook e-Gift Card (only for University / Tertiary students); or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
- Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
- GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600)
- Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or
Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):
- HK$400 Klook Gift Card; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
______________________________________________________
EarnMORE UnionPay Card Additional 2% Cash Rebate Program
EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."
The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.
Gift Options
Taiwan Spending Up to 5% Cash Rebate
Terms & Conditions
- Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
- 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
- Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
- EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.

- 【Deadline: 31/3/2025 6PM】CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier

- Earn 20 Status Points for every HKD100,000 eligible transactions, up to 100 Status Points in a calendar yea
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
- CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour); or
- Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color); or
- LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color)
Terms & Conditions
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers get rewarded with CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour) OR Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) OR LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) by fulfilling the following requirements:
- From 28 February 2025 6 p.m. to 31 March 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 30 April 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
___________________________________________
Exclusive Welcome Gift: Gift Options
- HK$900 Apple Store Gift Card; or
- HK$900 Wellcome Shopping Voucher; or
- HK$900 HKTVmall e-Gift voucher; or
- HK$900 Klook e-Gift Voucher
Terms & Conditions
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher / Klook e-Gift Voucher by fulfilling the following requirements:
- From 28 February 2025 6 p.m. to 31 March 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 30 April 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

- Up to 6% rebate on online spending

- Welcome offer up to $450 rewards
Welcome offer up to $450 rewards
New Customers who successfully apply DBS Live Fresh Card by 3 Apr 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:
Welcome Gift | Spending Requirement |
HK$300 “InstaRedeem” Amount
| HK$4,000 |
HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student)
| HK$1,800 |
Extra Welcome Gift | Spending Requirement |
HK$100 Cash Rebate | New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period |
Extra InstaRedeem | Spending Requirement |
HK$50 “InstaRedeem” Amount | Successfully activate the New Card within 2 months from card issuance date |
Privileges
- Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
- DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
- 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
- First year annual fee waiver
mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).
Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.
Terms and conditions apply, click “Apply Now” for more details.

- Welcome Offer Up to 32,000 Miles

- HK$2 = 1 mile on overseas spending
Welcome Offer
New customers^ who successfully apply for DBS Black World Mastercard by 3 Apr 2025 are entitled to the applicable welcome gift (“Welcome Gift”) set out below:
New Customers |
---|
Up to 30,000 Miles and/or Extra 2,000 Miles |
Terms and conditions applicable to up to 30,000 miles (“Miles Reward”):
- New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:
Spending Requirement | Miles Reward |
---|---|
Tier 1: Accumulated Eligible Spending of HK$8,000 | 8,000 miles (i.e. DBS$384) |
Tier 2: Accumulated Eligible Spending of HK$20,000 | 12,000 miles (i.e. DBS$576) |
Tier 3: Accumulated Eligible Spending of HK$60,000 | 30,000 miles (i.e. DBS$1,440) |
2. Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).
3. The Miles Reward will be awarded to the eligible New Customers in the form of DBS$ for the New Customers to redeem miles by themselves. Hence, New Customer must choose to participate in the DBS$ Redemption Scheme. The DBS$ awarded to the New Customer shall include the spending reward earned by the New Customer under the DBS$ Reward Scheme (“Basic Reward”). For the avoidance of doubt, please refer to the below examples for calculation method:
Example | Spending amount reaching designated tiers within first 3 months A | Miles earned based on Welcome Gift | DBS$ required to redeem the miles^ =B÷1,000×48 | Basic Reward earned for the relevant spending amount =Local Spending of A÷250×2# + Overseas Spending of A÷250×3+ | Extra DBS$ to be credited by the Bank ("Extra Reward") | |
Local Spending | Overseas Spending |
|
|
| ||
Tier 1 | HK$5,500 | HK$2,500 | 8,000 | 384 | 74 | 310 |
Tier 2 | HK$7,320 | HK$12,680 | 12,000 | 576 | 210 | 366 |
Tier 3 | HK$59,000 | HK$21,000 | 30,000 | 1,440 | 564 | 876 |
^ Calculated based on the conversion rate of DBS$48 = 1,000 miles.
# Calculated based on HK$250 = DBS$2, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
+ Calculated based on HK$250 = DBS$3, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
4. Basic Reward will be credited to the New Card account automatically and shown on the monthly statement after the relevant transactions are posted. Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.
Terms and conditions applicable to Extra 2,000 Miles:
- New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period, are entitled to Extra 2,000 Miles (“Extra Miles Reward”). The Extra Miles Reward will also be awarded to the eligible New Customers in the form of DBS$ (i.e. DBS$96) (“Extra Reward”) for the New Customers to redeem miles by themselves.
- Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.
Terms and conditions apply, click “Apply Now” for more details.

- Up to HK$450 welcome offer

- 8% COMPASS Dollar rebate on Local Supermarket spending
- Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending
Welcome Offer
New Customers who successfully apply for DBS COMPASS VISA by 3 Apr 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gift upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:
HK$300 Local Supermarket InstaRedeem Discount
- Accumulated Eligible Spending of HK$4,000 or above, and/or
- Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).
The HK$300 InstaRedeem will be pushed to New Customer by sub-dividing into HK$100 and HK$200. HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above at local supermarket. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above at local supermarket. The eligible New Customer can use the InstaRedeem received to set off the amount payable for that transaction via the InstaRedeem function of DBS Card+.
Extra Welcome Gift
HK$100 Cash Rebate
Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping Programme (for any amount) with 12 to 60-month instalments via the New Card within 3 months after its issuance
HK$50 InstaRedeem Discount
Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date
HK$50 InstaRedeem will be awarded via DBS Card+ app upon a single retail spending of HK$50 or above with the physical New Card
New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
Terms and conditions apply, click “Apply Now” for more details.