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Mortgage Calculator
Mortgage
Personal Loan
Credit Card
Bank Account
Basic Mortgage
Property details
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
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經絡集團(香港)有限公司經絡按揭轉介成立於2000年，是長江和記實業有限公司及美聯集團有限公司組成之聯營公司，專注按揭轉介業務，近年更加入私人貸款及信用卡比較服務。經絡按揭轉介擁有全港專注樓宇按揭銀行的按揭計劃，提供逾70間金融機構，致力為客戶提供優質的免費按揭轉介服務及最新按揭資訊。
經絡按揭轉介成立於2000年，是長江和記實業有限公司及美聯集團有限公司組成之聯營公司，專注按揭轉介業務，近年更加入私人貸款及信用卡比較服務。經絡按揭轉介擁有全港專注樓宇按揭銀行的按揭計劃，提供逾70間金融機構，致力為客戶提供優質的免費按揭轉介服務及最新按揭資訊。
- Customer Service Executive立即申請 / Apply Now
Customer Service Executive (Mortgage)
Responsibilities
- Responsible to handle mortgage referral applications case and enquiries from the applicant
- Understand the client needs, provide advice on mortgage plans to customers, closely follow up the case status and provide update to customers
- Facilitate coordination with banking partners, customers and property agents
- Achieve individual targets
- Identify sales opportunities and develop new business in mortgage
Requirements
- Higher Diploma or above
- Minimum 2 years working experience
- Sales / Customer Service experience in mortgage/ property/ financial service is preferable
- Strong self-motivation, pro-active, service oriented and willing to learn
- Excellent people skill, communication and interpersonal skills
- Proficiency in Cantonese, English and Mandarin
- Familiar with Microsoft Word & Excel
- Candidates with less experience / more experience will be considered as Assistant Customer Service Executive / Senior Customer Executive
We offer attractive compensation package including commission schemes and career prospects to the successful candidates. Please send your full resume including your present & expected salary by clicking "Apply Now".
Personal data collected will be used for recruitment purpose only.
