1
專人跟進
Mortgage Calculator
Mortgage
Personal Loan
Credit Card
Bank Account
Basic Mortgage
Property details
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Added to product comparison
Back
View results
Bank Account Comparison

0 results
Providers
- MOX
Sort
- Min relationship balance
- Min monthly salary
- Welcome offer (Up to)
Compare

MOX Account
- HK$1,500 Apple Store Gift Card OR HKTVmall e-Gift Voucher

HK$
Min relationship balance
HK$
Min monthly salary
HK$250
Welcome offer (Up to)
Gift Options
- HK$1,500 Apple Store Gift Card (provided by MoneyHero); or
- HK$1,500 HKTVmall e-Gift Voucher (provided by MoneyHero); or
- HK$1,500 Wellcome Shopping Voucher (provided by MoneyHero); or
- HK$1,300 Cash Rebate (Deposited via FPS Account) (provided by MoneyHero); or
- Marshall MIDDLETON Bluetooth Speaker (valued at HK$2,799) (provided by MoneyHero); or
- LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) (provided by MoneyHero); or
- Philips RO Instant Hot Water Dispenser ADD6901 (valued at HK$1,998;random color) (provided By MoneyHero)
Open a Mox Account successfully with the invitation code "MOXISFIVEMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: HK$1,500 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,300 Cash Rebate (Deposited via FPS Account) OR Marshall MIDDLETON Bluetooth Speaker (valued at HK$2,799) OR LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) OR Philips RO Instant Hot Water Dispenser ADD6901 (valued at HK$1,998;random color)
- From 3 September 2025 6 p.m. to 30 September 2025 6 p.m.: New customers open Mox Account via invitation code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after using invitation code, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "MOXISFIVEMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- To borrow or not to borrow? Borrow only if you can repay!
Mortgage FAQ
View Now